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BILL Accounts Payable

by BILL · AP Automation

AP automation and payments platform for SMBs and accounting firms.

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Works with
NetSuite, Sage Intacct, QuickBooks, Microsoft Dynamics 365, Xero
Deployment
Cloud
Company size
SMB, Mid-market
Pricing
Subscription
Founded
2006
Headquarters
San Jose, California, USA

Overview

BILL (formerly Bill.com) is a financial operations platform whose accounts payable product automates the AP workflow for small and mid-sized businesses and the accounting firms that serve them. It captures digital invoices using OCR, routes them through approval workflows, and executes payments domestically and internationally via ACH, check, wire, and virtual card, syncing the results back into popular accounting systems. Its large business network enables electronic payment delivery between connected members.

BILL is especially popular with SMBs and accounting/bookkeeping firms, offering a client-management layer so firms can run AP across many clients. Beyond AP, BILL offers accounts receivable and a separate Spend & Expense product (corporate cards and expense management), making it a broad SMB financial operations provider.

BILL was founded in 2006 by René Lacerte and is headquartered in San Jose, California. It is publicly traded on the NYSE under the ticker BILL.

Screenshots & demo

Demo video from the vendor's YouTube channel.

Features & capabilities

Invoice Capture

Digital invoice intake and data extraction.

  • OCR-based invoice capture
  • Email, upload, and inbox intake
  • Automatic data extraction
  • PO matching
  • Duplicate detection

Approval Workflows

Configurable routing and approvals.

  • Custom approval workflows
  • Mobile approvals
  • Routing rules by amount or role
  • Audit trail
  • Approval policy controls

Payments

Domestic and international payment execution.

  • ACH, check, and wire payments
  • International payments in local currency and USD
  • Virtual card payments
  • BILL business network for electronic delivery
  • Payment scheduling

Accounting Firm Tools

Multi-client management for firms.

  • Client management dashboard
  • Role-based access for staff and clients
  • Standardized AP workflows across clients
  • Partner/accountant program

Sync & Reconciliation

Two-way accounting integration.

  • Two-way sync with accounting systems
  • Automatic reconciliation of payments
  • GL coding sync
  • Bill and vendor record sync

Integration

Connectivity to SMB accounting and ERP.

  • Connectors for QuickBooks, Xero, NetSuite, Sage Intacct, Dynamics 365
  • API access
  • Document storage and audit trail

Common use cases

  • SMBs automating bill capture, approval, and payment in one platform
  • Accounting and bookkeeping firms running AP across many clients
  • Businesses paying domestic and international vendors from one workflow
  • Companies syncing AP tightly with QuickBooks, Xero, or Sage Intacct
  • Teams replacing paper checks with electronic and virtual card payments
  • Growing businesses needing approval controls and audit trails

Strengths & considerations

Strengths

  • Large business network enabling electronic payment delivery between members
  • Strong fit for accounting firms with multi-client management tools
  • Broad SMB financial operations footprint (AP, AR, and Spend & Expense)

Considerations

  • Oriented to SMB and mid-market rather than large enterprise complexity
  • Some advanced ERP and multi-entity needs may exceed its core SMB focus

ERP integrations

Prebuilt connectorBi-directional
Prebuilt connectorBi-directional
QuickBooks
Prebuilt connectorBi-directional
Prebuilt connectorBi-directional

Business Central

Xero
Prebuilt connectorBi-directional

Pricing

Model
Subscription
Free trial
Yes

Per-user monthly subscription tiers plus transaction fees for certain payment types; accounting firm pricing available. Get an independent shortlist with pricing guidance below.

Technical & security

Hosting
SaaS (multi-tenant)
Data residency
US
Compliance
SOC 1, SOC 2
Mobile app
Yes
Languages
English

About the vendor

Founded
2006
Headquarters
San Jose, California, USA
Employees
~2,000-2,500
Ownership
Public (NYSE: BILL)

Alternatives to BILL Accounts Payable in AP Automation

BILL Accounts Payable — frequently asked questions

Who is BILL AP best suited for?

Small and mid-sized businesses and the accounting/bookkeeping firms that serve them, with tools to run AP across many clients.

Can BILL pay international vendors?

Yes. BILL supports domestic and international payments via ACH, check, wire, and virtual card, including local-currency international payments.

Does BILL sync with my accounting software?

Yes. It offers two-way sync with QuickBooks, Xero, NetSuite, Sage Intacct, and Microsoft Dynamics 365 Business Central, with automatic reconciliation.

Is BILL the same as Bill.com?

Yes. The company rebranded from Bill.com to BILL; it trades publicly on the NYSE under ticker BILL.

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