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Agicap

by Agicap · Treasury & Cash Management

Cash flow management and forecasting platform for mid-market finance teams.

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Works with
NetSuite, Sage, Microsoft Dynamics, QuickBooks, Xero
Deployment
Cloud
Company size
SMB, Mid-market
Pricing
Quote-based
Founded
2016
Headquarters
Lyon, France

Overview

Agicap is a cash flow management and forecasting platform aimed primarily at small and mid-sized businesses, with a strong presence across European markets (France, DACH, Italy, UK & Ireland and Spain). It connects to bank accounts and accounting/ERP tools to give finance teams real-time cash visibility without the complexity of an enterprise treasury system.

The platform combines banking aggregation with forecasting drawn from AP/AR and other predictable flows (rent, salaries, taxes, debt, investments). It offers daily, 13-week and rolling forecasts with scenario modelling, plus modules for supplier payments, collections and reporting. Integrations cover 300+ tools including Xero, QuickBooks, NetSuite and Sage.

Agicap skews toward SMB and mid-market buyers who want accessible, fast-to-deploy cash management. Pricing is custom/quote-based, and the platform uses a modular add-on structure where additional capabilities (e.g. payments, collections) are priced separately.

Screenshots & demo

Demo video from the vendor's YouTube channel. Screenshots sourced from Agicap.

Features & capabilities

Cash Flow Monitoring

Real-time, consolidated view of cash positions.

  • Bank account aggregation
  • Real-time cash position
  • Multi-entity and group consolidation
  • Categorised cash flows
  • Cash dashboards
  • Daily cash tracking

Cash Flow Forecasting

Forward-looking forecasts with scenario modelling.

  • Daily cash flow forecasts
  • 13-week and rolling forecasts
  • Scenario modelling
  • Variance analysis (forecast vs actual)
  • Group, department and entity-level forecasts
  • Driver-based projections

Accounts Payable / Supplier Payments

Invoice management and outbound payments.

  • Centralised invoice management
  • AI-powered OCR data extraction
  • SEPA and XML payments
  • Direct banking connections
  • Payment approval workflows
  • Supplier payment scheduling

Accounts Receivable / Collections

Automated receivables follow-up to reduce DSO.

  • Automated invoice reminders
  • Pre-due-date dunning
  • Collections workflow
  • DSO tracking and improvement
  • Customer payment tracking
  • Receivables aging views

Integrations & Connectivity

Connectivity to banks, accounting and ERP systems.

  • 300+ tool integrations
  • Bank connectivity / aggregation
  • ERP and accounting sync (Xero, QuickBooks, NetSuite, Sage)
  • Automated data import
  • API connectivity

Reporting & Analysis

Reporting and bank reconciliation.

  • Custom cash reports
  • Bank reconciliation
  • Liquidity analysis
  • Exportable dashboards
  • KPI tracking

Common use cases

  • Giving an SMB or mid-market finance team real-time cash visibility across multiple banks
  • Building 13-week and rolling cash forecasts with scenario modelling for board reporting
  • Replacing manual spreadsheet cash management for a growing company
  • Automating supplier invoice capture and SEPA/XML payments
  • Reducing DSO through automated AR reminders and collections workflows
  • Consolidating cash across subsidiaries in multiple European countries
  • Connecting QuickBooks, Xero, NetSuite or Sage to a dedicated cash platform

Strengths & considerations

Strengths

  • Strong SMB/mid-market focus with fast deployment and accessible UX, rather than enterprise treasury complexity
  • Large European footprint (8,000+ customers across multiple countries)
  • Broad integration library (300+ tools) spanning SMB accounting and mid-market ERPs

Considerations

  • Custom, higher-segment pricing with many paid add-on modules can be a hurdle for smaller companies or startups
  • Designed for cash flow management, not front-to-back treasury (no deep deal/derivative/hedge accounting capability)

ERP integrations

Prebuilt connectorBi-directional

Syncs AR/AP and accounting data

Prebuilt connectorBi-directional
Prebuilt connectorBi-directional
QuickBooks
Prebuilt connectorBi-directional

Popular among SMB customers

Xero
Prebuilt connectorBi-directional

Pricing

Model
Quote-based
Free trial
No

Custom pricing on request; sits in the higher price segment for its category, with multiple paid modules and add-ons (e.g. payments, collections) priced separately. Get an independent shortlist with pricing guidance below.

Technical & security

Hosting
SaaS (multi-tenant)
Data residency
EU
Languages
English, French, German, Italian, Spanish

About the vendor

Founded
2016
Headquarters
Lyon, France
Employees
~700
Ownership
Private (VC-backed)

Alternatives to Agicap in Treasury & Cash Management

Agicap — frequently asked questions

Who is Agicap built for?

Agicap primarily targets SMB and mid-market businesses that want accessible real-time cash flow management and forecasting, rather than large enterprises needing full treasury and risk management.

Does Agicap connect to ERPs and accounting systems?

Yes. It integrates with 300+ tools including QuickBooks, Xero, NetSuite, Sage and Microsoft Dynamics, plus direct bank connectivity for aggregation and payments.

What forecasting does Agicap offer?

It supports daily cash forecasts, 13-week and rolling forecasts, scenario modelling and variance analysis at group, department or entity level.

How is Agicap priced?

Pricing is custom/quote-based and tends to sit in the higher segment for cash management tools, with several capabilities sold as paid add-on modules.

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