AccessPay
by AccessPay · Bank Connectivity
UK bank connectivity and payments automation layer linking ERPs to banks and payment networks.
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.
- Works with
Sage
NetSuite
Microsoft Dynamics 365
Acumatica- Deployment
- Cloud
- Company size
- SMB, Mid-market, Enterprise
- Pricing
- Quote-based
- Founded
- 2012
- Headquarters
- Manchester, United Kingdom
Overview
AccessPay is a UK-based bank connectivity and payments automation platform, founded in 2012 and headquartered in Manchester. It provides a cloud-based integration layer between a company ERP, payroll and back-office systems and its banks, automating outbound payments, Direct Debit collections, and bank statement retrieval.
The platform connects to more than 16,000 banks and supports UK and international payment networks including Bacs (as an approved bureau and software provider), Faster Payments, CHAPS, SEPA and SWIFT (via its L2BA solution), alongside host-to-host connectivity. It documents integrations with Sage, Oracle NetSuite, Microsoft Dynamics 365 and Acumatica, delivering automated bank statement feeds and auto-reconciliation into each system. Fraud and compliance controls include account name verification, sanctions and payment screening, and dual-approval workflows, alongside support for ISO 20022, UK SOX and DORA operational-resilience requirements.
AccessPay is regulated by the UK Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) and holds Cyber Essentials Plus certification. It reports serving 1,000+ customers across financial services, insurance, legal, charity, manufacturing, retail, construction and public-sector organizations, and is backed by investors including Accel-KKR, Mastercard and True Ventures.
Screenshots & demo
Demo video from the vendor's YouTube channel. Screenshots sourced from AccessPay.
Features & capabilities
Bank & Payment Network Connectivity
Connects a company back-office systems to banks and UK/international payment networks.
- Connections to 16,000+ banks
- Bacs-approved payment submission (bureau and software)
- Faster Payments (same-day)
- CHAPS high-value payments, ISO 20022 ready
- SEPA euro payments
- SWIFT access via the SWIFT L2BA solution
- Host-to-host (H2H) connectivity
Collections
Automates Direct Debit collections.
- Direct Debit collections automation
- Bacs-approved bureau submission for collections
- Scalable collections processing
Reconciliation & ERP Integration
Feeds bank data into a company finance systems.
- Automated bank statement feeds into Sage
- Auto-reconciliation with Oracle NetSuite
- Automated bank statement feeds into Microsoft Dynamics 365
- ERP-agnostic connectivity layer described as working with all major ERPs
Fraud Prevention & Compliance
Controls to reduce payment fraud and meet regulatory requirements.
- Account Name Verification
- Sanctions Screening
- Payment Screening
- Dual approval controls
- ISO 20022 compliance support
- UK SOX compliance support
- DORA / operational resilience alignment
Common use cases
- Connecting Sage, Oracle NetSuite or Microsoft Dynamics 365 directly to a company banks for payments and statement retrieval
- Automating Bacs, Faster Payments, CHAPS and SEPA payment submission without logging into separate bank portals
- Running Direct Debit collections at scale for subscription or recurring-revenue businesses
- Screening outbound payments and payees for fraud and sanctions risk before submission
- Meeting UK SOX and operational resilience (DORA) compliance requirements for payment processes
- Connecting to SWIFT via the SWIFT L2BA solution for corporates that do not want a direct SWIFT membership
- Auto-reconciling bank statement data against ERP records to speed up month-end close
Strengths & considerations
Strengths
- UK-focused bank and payment network coverage: Bacs (approved bureau and software), Faster Payments, CHAPS, SEPA and SWIFT L2BA, alongside 16,000+ bank connections
- FCA/PRA regulated provider with Cyber Essentials Plus certification
- Positions itself around UK SOX and DORA operational-resilience compliance specifically, not just generic bank connectivity
- Backed by investors including Mastercard and Accel-KKR
ERP integrations
Pricing
Pricing is not publicly published; AccessPay states it offers pricing packages for businesses of all sizes and directs prospects to request a quote. Get an independent shortlist with pricing guidance below.
Technical & security
- Hosting
- SaaS
- Compliance
- FCA/PRA regulated, Cyber Essentials Plus, BACS-approved software and bureau
About the vendor
- Founded
- 2012
- Headquarters
- Manchester, United Kingdom
- Employees
- ~130
- Ownership
- Private (backed by Accel-KKR, Mastercard, and True Ventures)
Alternatives to AccessPay in Bank Connectivity
AccessPay — frequently asked questions
What ERPs does AccessPay integrate with?
AccessPay documents integrations with Sage, Oracle NetSuite, Microsoft Dynamics 365 and Acumatica, delivering automated bank statement feeds and reconciliation into each system.
Which UK payment networks does AccessPay support?
AccessPay supports Bacs (as an approved bureau and software provider), Faster Payments, CHAPS, SEPA and SWIFT via its L2BA solution, plus Direct Debit collections.
Is AccessPay regulated?
Yes. AccessPay is regulated by the UK Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA), and holds Cyber Essentials Plus certification.
How is AccessPay priced?
AccessPay does not publish pricing; it states it offers pricing packages available for businesses of all sizes and directs prospects to request a quote.
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