Nomentia
by Nomentia · Treasury & Cash Management
Cash management, treasury and payments platform for European enterprises.
- Works with
- SAP, Oracle, Microsoft Dynamics
- Deployment
- Cloud
- Company size
- Mid-market, Enterprise
- Pricing
- Quote-based
- Founded
- 2020
- Headquarters
- Helsinki, Finland
Overview
Nomentia is a Nordic cash management, treasury and payments vendor formed in 2020 from the merger of OpusCapita's cash management business and Analyste. It markets a modular "Smart Treasury Suite" that mid-market and large enterprises can adopt component by component rather than as a single monolithic system, with particularly strong adoption across Europe.
The SaaS suite spans cash visibility and forecasting, a multi-bank payment hub, bank account management, in-house banking, FX risk management, and guarantee/letter-of-credit management. A central element is Nomentia Connect, the integration layer that maintains bank, ERP and PSP connections and handles file-format conversion between systems.
Nomentia positions itself as bank- and ERP-agnostic, building and maintaining each connection on the customer's behalf. It serves treasury and finance teams that want to centralise payments and cash data across many entities and banking relationships without replacing their core ERP.
Features & capabilities
Cash & Liquidity Management
Centralised visibility and forecasting across entities and banks.
- Global cash positioning
- Cash flow forecasting from consolidated data
- Scenario and variance analysis
- Liquidity planning
- Account balance and statement monitoring
- Intercompany and group cash views
Payments Hub
Centralised processing of local, cross-border and global payments.
- Centralised payment factory
- Local, cross-border and bulk payments
- Payment status tracking and confirmations
- Sanctions and fraud screening
- Payment file format conversion
- Approval workflows and segregation of duties
Bank Connectivity (Nomentia Connect)
Managed connections to banks, ERPs and finance data sources.
- 10,000+ bank connections
- Host-to-host, EBICS and SWIFT connectivity
- Two-way messaging for statements, balances and payments
- Format conversion between bank, ERP and TMS
- ERP and PSP integration
- Maintained and monitored connections
Bank Account Management
Central register and oversight of group bank accounts.
- Bank account register
- Signatory and authorisation tracking
- Account opening and closing workflows
- Fee analysis
- Account statement consolidation
In-House Banking & FX
Internal banking structures and currency risk handling.
- In-house bank and internal accounts
- Intercompany netting
- FX exposure management
- FX dealing
- Interest calculation
- Reconciliation of internal positions
Guarantees & Trade Finance
Digitised management of guarantees and letters of credit.
- Bank guarantee management
- Letters of credit
- Group-wide guarantee visibility
- Status tracking and expiry alerts
- Centralised trade finance workflow
Common use cases
- Centralising payments across many entities and banking relationships into one payment factory
- Replacing manual spreadsheet cash forecasting with consolidated multi-bank data
- Gaining group-wide visibility of cash positions across global accounts
- Standardising bank connectivity so IT no longer maintains individual bank file formats
- Operating an in-house bank with intercompany netting to reduce external transfers
- Digitising bank guarantee and letter-of-credit tracking for a treasury team
- Layering treasury workflows on top of SAP, Oracle or Dynamics without replacing the ERP
Strengths & considerations
Strengths
- Modular suite that can be adopted one capability at a time rather than as a full TMS
- Bank- and ERP-agnostic connectivity layer with 10,000+ maintained bank connections
- Strong European/Nordic footprint with local connectivity standards (EBICS) supported alongside SWIFT
ERP integrations
Listed on Microsoft AppSource/Marketplace
Pricing
Pricing is quote-based and driven by the modules selected, number of entities/bank connections and transaction volumes. Get an independent shortlist with pricing guidance below.
Technical & security
- Hosting
- SaaS (multi-tenant)
- Data residency
- EU
- Compliance
- ISO 27001
- Languages
- English
About the vendor
- Founded
- 2020
- Headquarters
- Helsinki, Finland
- Ownership
- Private equity (Inflexion, 2023)
Alternatives to Nomentia in Treasury & Cash Management
Nomentia — frequently asked questions
Is Nomentia a full treasury management system or a payments tool?
Both. It is a modular suite covering cash and liquidity management, a payment hub, bank connectivity, in-house banking, FX and guarantees, and customers can adopt only the modules they need.
Does Nomentia require replacing my ERP?
No. Nomentia is ERP-agnostic and connects to SAP, Oracle and Microsoft Dynamics (and others) via its Nomentia Connect layer, sitting alongside the existing ERP.
How does Nomentia handle bank connectivity?
It provides and maintains the connections itself, supporting host-to-host, EBICS and SWIFT, with format conversion and two-way messaging for statements, balances and payments across 10,000+ bank connections.
Where is Nomentia strongest geographically?
Its heritage is Nordic/European and it has particularly strong adoption across Europe, with support for local connectivity standards such as EBICS.
Evaluating Treasury & Cash Management?
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