Corpay Cross-Border vs Routable
global payouts head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Quote-based | Tiered subscription |
| Deployment | — | — |
| Company size | Mid-market, Enterprise | Mid-market, Enterprise |
| Stated ERP integrations | Sage Intacct, Microsoft Dynamics 365 | NetSuite, Sage Intacct, QuickBooks, Xero |
| Vendor | Corpay | Routable |
Our take
Where Corpay Cross-Border leads
- Stronger evidenced coverage on 5 of the 20 capabilities where they differ (led by multi-currency balance holding and spot currency conversion).
- Stated Microsoft Dynamics 365 integration the alternative doesn't list.
Where Routable leads
- Stronger evidenced coverage on 15 of the 20 capabilities where they differ (led by bulk / csv batch payment uploads and payout / mass-payment api).
- Stated NetSuite, QuickBooks, Xero integration the alternative doesn't list.
Where they differ
The 20 capabilities (of 37 in the global payouts taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Multi-currency balance holdingMulti-Currency Accounts & FX | Core strength Hold foreign currencies in business-name accounts | Not evidenced |
| Spot currency conversionMulti-Currency Accounts & FX | Core strength | Not evidenced |
| Forward contracts / FX hedgingMulti-Currency Accounts & FX | Core strength Forward contracts and firm/limit orders | Not evidenced |
| Bulk / CSV batch payment uploadsMass Payouts & Batch Processing | Not evidenced | Core strength CSV bulk payment uploads |
| Payout / mass-payment APIMass Payouts & Batch Processing | Not evidenced | Core strength API and webhook access |
| Self-serve recipient / vendor onboardingRecipient & Vendor Management | Not evidenced | Core strength Branded vendor self-service onboarding |
| Tax form collectionRecipient & Vendor Management | Not evidenced | Core strength Domestic and international tax form collection (W-9, W-8) |
| Payee tax reporting & filingRecipient & Vendor Management | Not evidenced | Core strength 1099 and 1042 tax filing |
| Vendor compliance & fraud-mitigation checksRecipient & Vendor Management | Not evidenced | Core strength Vendor compliance and fraud-mitigation checks |
| Configurable approval workflowsAP / Invoice Automation | Not evidenced | Core strength Configurable role-based approval workflows |
| Purchase order matchingAP / Invoice Automation | Not evidenced | Core strength |
| Automatic payment reference syncAccounting & ERP Sync | Not evidenced | Core strength Automatic sync of check numbers, ACH IDs, SWIFT IDs |
| Public API / SDK accessPlatform & Developer Tools | Not evidenced | Core strength |
| Webhook / event notificationsPlatform & Developer Tools | Not evidenced | Core strength |
| Same-day / instant payment optionsGlobal Payment Coverage & Rails | Not evidenced | Supported Instant payment options |
| Local receiving / collection accountsMulti-Currency Accounts & FX | Supported Business-name accounts to receive and hold foreign currencies | Not evidenced |
| Market rate monitoring & alertsMulti-Currency Accounts & FX | Supported Market rate monitoring and alerts | Not evidenced |
| AI / OCR invoice captureAP / Invoice Automation | Partial Processes payments from invoices/spreadsheets/documents; OCR not explicitly documented | Core strength AI-powered OCR invoice capture, bill created in ~30 seconds |
| KYC / identity verificationRecipient & Vendor Management | Not evidenced | Partial Bank account ownership verification on higher tiers only |
| AML & sanctions screeningRecipient & Vendor Management | Not evidenced | Partial OFAC/sanctions monitoring on higher tiers only |
Both grade identically on the other 17 capabilities — see each product's full profile: Corpay Cross-Border, Routable.
Corpay Cross-Border vs Routable — FAQs
Is Corpay Cross-Border or Routable better for ERP integration?
Both state integrations with Sage Intacct. Corpay Cross-Border additionally lists Microsoft Dynamics 365. Routable additionally lists NetSuite, QuickBooks, Xero. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Corpay Cross-Border or Routable?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Corpay Cross-Border and Routable should each cost you — and whether a third option belongs on your shortlist.