Clover vs Epos Now
POS integration head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Hardware purchase or 36-month subscription, plus a separate monthly software plan and per-transaction processing fees | Subscription + hardware bundle, quote-based |
| Deployment | Cloud | Cloud |
| Company size | SMB | SMB, Mid-market |
| Stated ERP integrations | QuickBooks, Xero | QuickBooks, Xero |
| Vendor | Clover Network, LLC (a Fiserv company) | Epos Now |
Our take
Where Clover leads
- Stronger evidenced coverage on 17 of the 29 capabilities where they differ (led by virtual terminal and integrated payment processing).
Where Epos Now leads
- Stronger evidenced coverage on 12 of the 29 capabilities where they differ (led by kitchen display system and offline-resilient checkout).
Where they differ
The 29 capabilities (of 54 in the POS integration taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Virtual terminalPayments & Payment Processing | Core strength Virtual Terminal for card-not-present payments | Not evidenced |
| Integrated payment processingPayments & Payment Processing | Core strength Clover Network, a Fiserv company, is itself the payment processor | Not evidenced |
| Kitchen Display SystemHospitality & Vertical Operations | Not evidenced | Core strength KDS with audio alerts and color-based order time-tracking |
| Public APIPlatform, Accounting & Integrations | Core strength Developer REST API, Ecommerce API and Android Payments API | Not evidenced |
| App marketplacePlatform, Accounting & Integrations | Core strength Clover App Market: curated marketplace of merchant-installable apps | Not evidenced |
| Offline-resilient checkoutCheckout & Transactions | Not evidenced | Supported Offline mode for continued sales during outages |
| Returns, exchanges & layawayCheckout & Transactions | Supported Refunds, returns and exchanges | Not evidenced |
| Alternative payment methodsPayments & Payment Processing | Supported PayPal and Venmo acceptance | Not evidenced |
| Fast fundingPayments & Payment Processing | Supported Rapid Deposit: funds within minutes of a card sale for a 1.75% fee | Not evidenced |
| Purchase order automationInventory & Stock Management | Not evidenced | Supported Supplier filtering and automatic purchase order setup |
| Barcode & label managementInventory & Stock Management | Not evidenced | Supported Barcode scanning and custom barcode label printing |
| Low-stock alertsInventory & Stock Management | Not evidenced | Supported Low-stock alerts and automated restocking lists |
| Variant / matrix productsInventory & Stock Management | Supported Item and category creation with variations and customization options | Not evidenced |
| Native eCommerce platformOmnichannel & eCommerce Fulfillment | Not evidenced | Supported Epos Now Online and Epos Now Delivery ordering platform |
| Unified catalog & pricingOmnichannel & eCommerce Fulfillment | Not evidenced | Supported Shopify integration with real-time inventory sync |
| Built-in loyalty programCustomer Engagement & Loyalty | Core strength Built-in loyalty/rewards program | Partial Native loyalty points tracking; fuller programs via Loyalzoo/LoyaltyDog partner integrations |
| Gift cardsCustomer Engagement & Loyalty | Supported Physical and digital Clover gift cards | Not evidenced |
| Promotions & discount engineCustomer Engagement & Loyalty | Supported Promotions and time-slot-based discounts (Happy Hour) | Not evidenced |
| Inventory performance reportsReporting & Analytics | Not evidenced | Supported Best-selling/non-selling identification, profit and margin tracking |
| Role-based permissionsStaff & Workforce Management | Supported Individual employee logins and role-based permissions | Not evidenced |
| Shift scheduling & timeclockStaff & Workforce Management | Supported Shift scheduling and time-clock management | Not evidenced |
| Commission & tip trackingStaff & Workforce Management | Supported One-touch tipping; employee tip tracking | Not evidenced |
| Payroll integrationStaff & Workforce Management | Supported Payroll, benefits and HR via ADP app | Not evidenced |
| Table & floor plan managementHospitality & Vertical Operations | Not evidenced | Supported Table management with customizable table plans |
| GL journal syncPlatform, Accounting & Integrations | Not evidenced | Supported Sends sales, purchase orders and discounts to QuickBooks/Xero/Sage |
| Marketing campaignsCustomer Engagement & Loyalty | Supported Email, text and app-based marketing campaigns | Partial Email marketing via Mailchimp integration, not a native feature |
| Real-time sales dashboardsReporting & Analytics | Core strength Real-time sales tracking from the Clover Dashboard | Supported Real-time sales reporting |
| Menu managementHospitality & Vertical Operations | Not evidenced | Partial At-table digital menu browsing; no multi-location menu-sync documented |
| Certified ERP connectorPlatform, Accounting & Integrations | Partial QuickBooks/Xero reached via third-party App Market apps (e.g. Commerce Sync), not a native Clover module | Supported Prebuilt QuickBooks, Xero and Sage Business Cloud apps on the Epos Now AppStore |
Both grade identically on the other 25 capabilities — see each product's full profile: Clover, Epos Now.
Clover vs Epos Now — FAQs
Is Clover or Epos Now better for ERP integration?
Both state integrations with QuickBooks, Xero. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Clover or Epos Now?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Clover and Epos Now should each cost you — and whether a third option belongs on your shortlist.