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Heartland Retail Pricing 2026

Heartland Retail starts from $89/mo for one POS station (published starting price). What follows is what that figure does and does not cover, what drives the total, and what comparable pos integration tools charge.

See full Heartland Retail overview — features, integrations & alternatives
Pricing model
Subscription (per POS station) plus separately priced payment processing
Starting price
From $89/mo for one POS station (published starting price)
Free trial
No

In-person card processing published at 2.6% + 10 cents per transaction. Multi-station and enterprise pricing is quote-based. A promotional offer can waive subscription, setup, hardware and shipping fees for qualifying merchants who process at least $250,000/yr through Heartland under a 3-year contract with required cash discounting.

What does Heartland Retail cost?

Heartland Retail prices by quote, like most of this category. Here is what actually drives your number — and what to ask before you get one.

  • Transaction volume — the number of payments, invoices or orders you push through it each month (3 of 13 vendors here).
  • Entities & locations — legal entities, sites or warehouses covered by the licence (3 of 13 vendors here).
  • Named users — a per-seat subscription, so cost scales with how many people need access (2 of 13 vendors here).

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2 of the 13 vendors we track in this category publish no list price at all.

Heartland Retail pricing FAQs

How much does Heartland Retail cost?

Heartland Retail starts from $89/mo for one POS station (published starting price). In-person card processing published at 2.6% + 10 cents per transaction. Multi-station and enterprise pricing is quote-based. A promotional offer can waive subscription, setup, hardware and shipping fees for qualifying merchants who process at least $250,000/yr through Heartland under a 3-year contract with required cash discounting.

What drives the cost of Heartland Retail?

In-person card processing published at 2.6% + 10 cents per transaction. Multi-station and enterprise pricing is quote-based. A promotional offer can waive subscription, setup, hardware and shipping fees for qualifying merchants who process at least $250,000/yr through Heartland under a 3-year contract with required cash discounting.

Is Heartland Retail pricing negotiable?

Published list rates are the starting point, not the floor. Annual commitment, multi-year terms and seat volume are the usual levers, and vendors in this category commonly discount for committed seat counts. Bring a competing published rate to the conversation.