CardConnect vs Worldpay
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Quote-based / contact sales | Interchange-plus, with monthly and contract fees |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | SMB, Mid-market, Enterprise |
| Stated ERP integrations | SAP, Oracle Fusion Cloud | SAP |
| Vendor | CardConnect (a Fiserv company) | Worldpay |
Our take
Where CardConnect leads
- Stronger evidenced coverage on 9 of the 24 capabilities where they differ (led by point-to-point encryption (p2pe) and coverage across multiple major erps).
- Stated Oracle Fusion Cloud integration the alternative doesn't list.
Where Worldpay leads
- Stronger evidenced coverage on 15 of the 24 capabilities where they differ (led by digital wallet acceptance and local & alternative payment methods).
Where they differ
The 24 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Digital wallet acceptancePayment Acceptance & Channels | Not evidenced | Core strength Alipay, PayPal, WeChat Pay, Klarna BNPL |
| Local & alternative payment methodsPayment Acceptance & Channels | Not evidenced | Core strength 60+ payment methods across 170+ countries, including BLIK and UnionPay |
| Multi-currency processingGlobal Reach & Money Movement | Not evidenced | Core strength 135+ supported currencies |
| Direct / domestic acquiringGlobal Reach & Money Movement | Not evidenced | Core strength Domestic acquiring/processing in 70+ markets |
| Global payoutsGlobal Reach & Money Movement | Not evidenced | Core strength Payouts to bank accounts, cards and wallets in 180+ countries |
| Machine-learning fraud detectionFraud, Risk & Authentication | Not evidenced | Core strength FraudSight machine-learning fraud detection |
| Marketplace / multi-party split paymentsEmbedded Finance & Platform Payments | Not evidenced | Core strength Automated fund splitting and distribution across marketplace parties |
| PayFac-as-a-ServiceEmbedded Finance & Platform Payments | Not evidenced | Core strength PayFac-as-a-Service with underwriting and compliance handled by Worldpay |
| Point-to-point encryption (P2PE)Tokenization & Security | Core strength PCI-validated point-to-point encryption | Not evidenced |
| Network tokenizationTokenization & Security | Not evidenced | Core strength Network payment tokens with cross-region failover |
| Coverage across multiple major ERPsERP & Accounting Integration | Core strength SAP, Oracle and JD Edwards were the historical focus of CardConnect Enterprise Services | Not evidenced |
| Virtual terminalPayment Acceptance & Channels | Supported CardPointe Virtual Terminal | Not evidenced |
| Payment links & hosted pagesPayment Acceptance & Channels | Not evidenced | Supported Pay-by-link and hosted payment pages |
| Ecommerce storefront pluginsPayment Acceptance & Channels | Not evidenced | Supported Low-code and no-code online payment gateway integration |
| Chargeback & dispute managementFraud, Risk & Authentication | Not evidenced | Supported Dispute and chargeback management |
| Identity verification & sanctions screeningFraud, Risk & Authentication | Not evidenced | Supported Marketplace party onboarding with KYC/KYB verification; sanctions screening |
| Recurring / subscription billingBilling & Receivables | Supported Recurring billing | Not evidenced |
| Hosted / embeddable checkout componentsDeveloper Platform & Checkout Tools | Not evidenced | Supported Pay-by-link and hosted payment pages |
| Native mobile SDKsDeveloper Platform & Checkout Tools | Supported CardPointe Mobile App, native iOS/Android | Not evidenced |
| Listed on an official ERP marketplaceERP & Accounting Integration | Not evidenced | Supported Worldpay B2B Payments (formerly Paymetric) listed on the SAP Store |
| PCI DSS Level 1 certified infrastructureTokenization & Security | Partial PCI compliance managed via a third-party integration (Trustwave), not stated as own Level 1 cert | Not evidenced |
| Automated payment reconciliationReporting & Reconciliation | Core strength Automated reconciliation of card transactions back to the ERP | Supported Real-time reconciliation and transparent per-transaction reporting |
| Native ERP module / embedded processingERP & Accounting Integration | Core strength ERP middleware integrating authorization, reversals and settlement into ERP workflows | Supported Worldpay B2B Payments (formerly Paymetric) embeds global payments and tokenization directly into SAP |
| Automated GL posting & bank reconciliationERP & Accounting Integration | Core strength Automated reconciliation of card transactions back to the ERP | Supported Worldpay B2B Payments streamlines AR processes with real-time visibility into financials and inventory |
Both grade identically on the other 26 capabilities — see each product's full profile: CardConnect, Worldpay.
CardConnect vs Worldpay — FAQs
Is CardConnect or Worldpay better for ERP integration?
Both state integrations with SAP. CardConnect additionally lists Oracle Fusion Cloud. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, CardConnect or Worldpay?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what CardConnect and Worldpay should each cost you — and whether a third option belongs on your shortlist.