CardConnect vs EBizCharge
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Quote-based / contact sales | Quote-based |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | SMB, Mid-market, Enterprise |
| Stated ERP integrations | SAP, Oracle Fusion Cloud | QuickBooks, NetSuite, SAP, Microsoft Dynamics 365, Sage Intacct, Acumatica, Oracle Fusion Cloud |
| Vendor | CardConnect (a Fiserv company) | Century Business Solutions |
Our take
Where CardConnect leads
- Stronger evidenced coverage on 9 of the 23 capabilities where they differ (led by white-label embedded-payments sdk and point-to-point encryption (p2pe)).
Where EBizCharge leads
- Stronger evidenced coverage on 14 of the 23 capabilities where they differ (led by payment links & hosted pages and electronic invoicing with embedded payment).
- Stated QuickBooks, NetSuite, Microsoft Dynamics 365, Sage Intacct, Acumatica integration the alternative doesn't list.
Where they differ
The 23 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Payment links & hosted pagesPayment Acceptance & Channels | Not evidenced | Core strength Email Pay: payment links against open invoices |
| Electronic invoicing with embedded paymentBilling & Receivables | Not evidenced | Core strength Email Pay, Customer Payment Portal |
| Customer self-service billing portalBilling & Receivables | Not evidenced | Core strength Customer self-service Payment Portal |
| Compliant credit-card surchargingBilling & Receivables | Not evidenced | Core strength Compliant surcharging, merchants keep up to 3% of card sales |
| White-label embedded-payments SDKEmbedded Finance & Platform Payments | Core strength CardPointe Integrated Payments: APIs/SDKs for embedding payments into third-party software | Not evidenced |
| Point-to-point encryption (P2PE)Tokenization & Security | Core strength PCI-validated point-to-point encryption | Not evidenced |
| Custom report builderReporting & Reconciliation | Not evidenced | Core strength Custom reports built from 50+ search criteria |
| Ecommerce storefront pluginsPayment Acceptance & Channels | Not evidenced | Supported eCommerce shopping-cart payment integration |
| Settlement & funding reportingGlobal Reach & Money Movement | Supported Real-time full transaction lifecycle reporting | Not evidenced |
| Configurable rules-based fraud engineFraud, Risk & Authentication | Not evidenced | Supported Fraud prevention and risk screening modules |
| 3-D Secure / strong customer authenticationFraud, Risk & Authentication | Supported 3-D Secure support | Not evidenced |
| Automatic account / card updaterFraud, Risk & Authentication | Supported Account updater | Not evidenced |
| Automated dunning & retryBilling & Receivables | Not evidenced | Supported Automated payment reminders; Auto Pay automatic statement charging |
| Unified transaction dashboardReporting & Reconciliation | Supported CoPilot consolidated payment-processing reporting | Not evidenced |
| Data export & BI connectivityReporting & Reconciliation | Not evidenced | Supported CSV data export |
| REST API & SDKsDeveloper Platform & Checkout Tools | Supported Developer-friendly REST APIs and SDKs | Not evidenced |
| Hosted / embeddable checkout componentsDeveloper Platform & Checkout Tools | Not evidenced | Supported Hosted checkout pages |
| Native mobile SDKsDeveloper Platform & Checkout Tools | Supported CardPointe Mobile App, native iOS/Android | Not evidenced |
| Listed on an official ERP marketplaceERP & Accounting Integration | Not evidenced | Supported Listed on the QuickBooks Online App Store (quickbooks.intuit.com/app/apps/appdetails/ebizcharge) |
| ACH / bank transfer processingPayment Acceptance & Channels | Supported ACH/eCheck processing | Core strength ACH and eCheck processing |
| Virtual terminalPayment Acceptance & Channels | Supported CardPointe Virtual Terminal | Core strength Virtual Terminal for card-not-present transactions |
| Recurring / subscription billingBilling & Receivables | Supported Recurring billing | Core strength Recurring Billing for subscription and scheduled charges |
| Tokenized card vaultTokenization & Security | Core strength CardSecure patented tokenization, off-site token vault | Supported Tokenization of stored payment data, off-site storage |
Both grade identically on the other 27 capabilities — see each product's full profile: CardConnect, EBizCharge.
CardConnect vs EBizCharge — FAQs
Is CardConnect or EBizCharge better for ERP integration?
Both state integrations with SAP, Oracle Fusion Cloud. EBizCharge additionally lists QuickBooks, NetSuite, Microsoft Dynamics 365, Sage Intacct, Acumatica. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, CardConnect or EBizCharge?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what CardConnect and EBizCharge should each cost you — and whether a third option belongs on your shortlist.