Stax vs Worldpay
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Flat monthly subscription (0% markup on interchange) plus per-transaction fees; interchange-plus available as an alternative | Interchange-plus, with monthly and contract fees |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | SMB, Mid-market, Enterprise |
| Stated ERP integrations | NetSuite, QuickBooks | SAP |
| Vendor | Stax Payments, Inc. | Worldpay |
Our take
Where Stax leads
- Stronger evidenced coverage on 17 of the 32 capabilities where they differ (led by recurring / subscription billing and electronic invoicing with embedded payment).
- Stated NetSuite, QuickBooks integration the alternative doesn't list.
Where Worldpay leads
- Stronger evidenced coverage on 15 of the 32 capabilities where they differ (led by local & alternative payment methods and multi-currency processing).
- Stated SAP integration the alternative doesn't list.
Where they differ
The 32 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Local & alternative payment methodsPayment Acceptance & Channels | Not evidenced | Core strength 60+ payment methods across 170+ countries, including BLIK and UnionPay |
| Multi-currency processingGlobal Reach & Money Movement | Not evidenced | Core strength 135+ supported currencies |
| Direct / domestic acquiringGlobal Reach & Money Movement | Not evidenced | Core strength Domestic acquiring/processing in 70+ markets |
| Global payoutsGlobal Reach & Money Movement | Not evidenced | Core strength Payouts to bank accounts, cards and wallets in 180+ countries |
| Machine-learning fraud detectionFraud, Risk & Authentication | Not evidenced | Core strength FraudSight machine-learning fraud detection |
| Recurring / subscription billingBilling & Receivables | Core strength Stax Bill: recurring and scheduled invoicing from stored customer profiles | Not evidenced |
| Electronic invoicing with embedded paymentBilling & Receivables | Core strength Customizable, branded digital invoices sent via email or text | Not evidenced |
| Automated revenue recognitionBilling & Receivables | Core strength Milestone module for ASC 606 compliance | Not evidenced |
| Marketplace / multi-party split paymentsEmbedded Finance & Platform Payments | Not evidenced | Core strength Automated fund splitting and distribution across marketplace parties |
| Tokenized card vaultTokenization & Security | Not evidenced | Core strength Acquirer-agnostic Vault for tokenized credential storage |
| PCI DSS Level 1 certified infrastructureTokenization & Security | Core strength Level 1 PCI DSS compliance | Not evidenced |
| 3-D Secure / strong customer authenticationFraud, Risk & Authentication | Not evidenced | Supported Strong customer authentication |
| Chargeback & dispute managementFraud, Risk & Authentication | Not evidenced | Supported Dispute and chargeback management |
| Automated dunning & retryBilling & Receivables | Supported Automated invoice payment reminders | Not evidenced |
| Compliant credit-card surchargingBilling & Receivables | Supported Optional compliant surcharge management under Stax Connect | Not evidenced |
| Automated tax calculation & filingBilling & Receivables | Supported Tax calculation and charging at country and state level | Not evidenced |
| Custom report builderReporting & Reconciliation | Supported 50+ dynamic reports for cash flow and revenue-source tracking | Not evidenced |
| WebhooksDeveloper Platform & Checkout Tools | Supported Webhooks for syncing to Slack, Zapier, Microsoft Office, Google Workspace and CRMs | Not evidenced |
| Native mobile SDKsDeveloper Platform & Checkout Tools | Supported iOS and Android SDKs | Not evidenced |
| Sandbox / test environmentDeveloper Platform & Checkout Tools | Supported Sandbox environment for testing integrations | Not evidenced |
| Native ERP module / embedded processingERP & Accounting Integration | Not evidenced | Supported Worldpay B2B Payments (formerly Paymetric) embeds global payments and tokenization directly into SAP |
| Listed on an official ERP marketplaceERP & Accounting Integration | Not evidenced | Supported Worldpay B2B Payments (formerly Paymetric) listed on the SAP Store |
| Digital wallet acceptancePayment Acceptance & Channels | Supported Apple Pay and Google Pay | Core strength Alipay, PayPal, WeChat Pay, Klarna BNPL |
| Virtual terminalPayment Acceptance & Channels | Partial Mobile app supports keyed entry; no dedicated browser virtual terminal documented | Not evidenced |
| Payment links & hosted pagesPayment Acceptance & Channels | Core strength Payment links, buttons and QR codes | Supported Pay-by-link and hosted payment pages |
| Identity verification & sanctions screeningFraud, Risk & Authentication | Partial Merchant enrollment/underwriting workflows under Stax Connect; no explicit KYC/KYB detail | Supported Marketplace party onboarding with KYC/KYB verification; sanctions screening |
| PayFac-as-a-ServiceEmbedded Finance & Platform Payments | Supported Stax Connect includes merchant enrollment/underwriting for platforms embedding payments | Core strength PayFac-as-a-Service with underwriting and compliance handled by Worldpay |
| Network tokenizationTokenization & Security | Supported Account updater and card-network tokenization | Core strength Network payment tokens with cross-region failover |
| Automated payment reconciliationReporting & Reconciliation | Core strength Deposit reports with one-click reconciliation; real-time NetSuite customer/invoice creation | Supported Real-time reconciliation and transparent per-transaction reporting |
| REST API & SDKsDeveloper Platform & Checkout Tools | Core strength RESTful, language-agnostic payments API | Supported Online payment gateway with low-code/no-code integration options |
| Automated GL posting & bank reconciliationERP & Accounting Integration | Core strength Real-time data syncing, creation of NetSuite customers/invoices, automated inventory management | Supported Worldpay B2B Payments streamlines AR processes with real-time visibility into financials and inventory |
| Coverage across multiple major ERPsERP & Accounting Integration | Partial NetSuite and QuickBooks are accounting/ERP; Salesforce and HubSpot connectors are CRM, not ERP | Not evidenced |
Both grade identically on the other 18 capabilities — see each product's full profile: Stax, Worldpay.
Stax vs Worldpay — FAQs
Is Stax or Worldpay better for ERP integration?
They state different ERP coverage: Stax lists NetSuite, QuickBooks; Worldpay lists SAP.
Which is cheaper, Stax or Worldpay?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Stax and Worldpay should each cost you — and whether a third option belongs on your shortlist.