AutoRek vs SmartStream Smart Reconciliations (TLM Reconciliations Premium)
bank reconciliation head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Quote-based | Quote-based |
| Deployment | Cloud | Cloud, On-premise |
| Company size | Mid-market, Enterprise | Mid-market, Enterprise |
| Stated ERP integrations | None listed | None listed |
| Vendor | AutoRek | SmartStream Technologies |
Our take
Where AutoRek leads
- Stronger evidenced coverage on 15 of the 18 capabilities where they differ (led by credit card & pos/gateway reconciliation and crypto & digital-asset reconciliation).
Where SmartStream Smart Reconciliations (TLM Reconciliations Premium) leads
- Stronger evidenced coverage on 3 of the 18 capabilities where they differ (led by data-security certifications and native or certified erp connectors).
Where they differ
The 18 capabilities (of 50 in the bank reconciliation taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Credit card & POS/gateway reconciliationBank & Cash Reconciliation | Core strength Account, bank, credit card and POS/gateway reconciliations | Not evidenced |
| Crypto & digital-asset reconciliationBank & Cash Reconciliation | Core strength AutoRek MION: crypto-to-fiat and multi-blockchain matching to 18 decimal places | Not evidenced |
| Risk-based exception prioritisationException Management | Core strength ARIA: real-time, risk-based exception prioritisation | Not evidenced |
| Supplier statement reconciliationAP & Vendor Reconciliation | Core strength Balance sheet and supplier statement reconciliations | Not evidenced |
| Segregation-of-duties access controlsRegulatory Compliance & Controls | Core strength Segregation-of-duties access controls | Not evidenced |
| Full audit trail of actions & changesRegulatory Compliance & Controls | Core strength Comprehensive audit trails retained for every action | Not evidenced |
| Data-security certificationsRegulatory Compliance & Controls | Not evidenced | Core strength ISO/IEC 27001:2022 certified, PCI-DSS Level 1 compliant, AICPA SOC audited |
| Payment processor / PSP reconciliationBank & Cash Reconciliation | Supported Wallet balance and B2B payment reconciliations | Not evidenced |
| Journal entry creation, approval & postingFinancial Close & Journal Entries | Supported Automated journal postings | Not evidenced |
| Flux / variance analysisFinancial Close & Journal Entries | Supported Variance analysis; trending, forecasting and budget-vs-actual reporting | Not evidenced |
| Cash / payment forecastingReporting & Analytics | Supported Trending, forecasting and budget-vs-actual reporting | Not evidenced |
| Public / open REST APIPlatform & Integrations | Supported Connectivity via APIs | Not evidenced |
| Native or certified ERP connectorsPlatform & Integrations | Not evidenced | Supported GL Substantiation connects directly to ERPs, bank feeds, subledgers, trading platforms and payment systems; no named ERP connector evidenced |
| SFTP / file-based ingestionPlatform & Integrations | Supported File-based uploads supported alongside APIs | Not evidenced |
| Bank statement ingestion (SWIFT/BAI2/CAMT/ISO 20022)Bank & Cash Reconciliation | Supported APIs, SWIFT, ISO messages and file-based uploads | Core strength SWIFT MT and MX, SEPA, TARGET2 and ISO 20022 message support |
| Securities, positions & custody reconciliationBank & Cash Reconciliation | Core strength Securities, positions, and fixed-asset reconciliations | Supported Ingests data from trading platforms, custodians, counterparties and clearing houses |
| Financial-services regulatory reportingRegulatory Compliance & Controls | Core strength MiFID II, EMIR, SFTR, CSDR, CASS, IFPR, IFRS 17, FCA safeguarding, RegToolKit | Supported Dedicated DORA compliance program; GDPR compliance accreditation |
| No-code / low-code configurationPlatform & Integrations | Core strength Business-user-modifiable rules engine; ARIA step-by-step configuration guidance | Supported AI-assisted process creation; interface built for business users without IT dependency |
Both grade identically on the other 32 capabilities — see each product's full profile: AutoRek, SmartStream Smart Reconciliations (TLM Reconciliations Premium).
AutoRek vs SmartStream Smart Reconciliations (TLM Reconciliations Premium) — FAQs
Is AutoRek or SmartStream Smart Reconciliations (TLM Reconciliations Premium) better for ERP integration?
They state different ERP coverage: AutoRek lists no ERP integrations publicly; SmartStream Smart Reconciliations (TLM Reconciliations Premium) lists no ERP integrations publicly.
Which is cheaper, AutoRek or SmartStream Smart Reconciliations (TLM Reconciliations Premium)?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what AutoRek and SmartStream Smart Reconciliations (TLM Reconciliations Premium) should each cost you — and whether a third option belongs on your shortlist.