Brex vs Navan
expense management head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Free tier available | From $15/user/mo (published) |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | Mid-market, Enterprise |
| Stated ERP integrations | NetSuite, Sage Intacct, QuickBooks, Microsoft Dynamics 365, Xero | NetSuite, Sage Intacct, QuickBooks, Microsoft Dynamics 365 |
| Vendor | Brex | Navan |
Our take
Where Brex leads
- Stronger evidenced coverage on 10 of the 25 capabilities where they differ (led by multi-entity and international card issuance and ai-driven policy review).
- Stated Xero integration the alternative doesn't list.
Where Navan leads
- Stronger evidenced coverage on 15 of the 25 capabilities where they differ (led by card feed import and reconciliation and duty-of-care traveler tracking).
- Published pricing where the alternative quotes.
Where they differ
The 25 capabilities (of 47 in the expense management taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Card feed import and reconciliationCorporate Card Management | Not evidenced | Core strength Automatic reconciliation of card transactions |
| Multi-entity and international card issuanceCorporate Card Management | Core strength Multi-entity and international card issuance | Not evidenced |
| AI-driven policy reviewPolicy, Compliance & Fraud Controls | Core strength AI-powered expense assistant | Not evidenced |
| Vendor payment executionAccounts Payable / Invoice Management | Core strength Domestic and international vendor payments | Not evidenced |
| Duty-of-care traveler trackingTravel Management | Not evidenced | Core strength Traveler duty-of-care tracking and alerts |
| Department / project budgetsBudgeting, Spend Visibility & Reporting | Core strength Budgets with auto-enforced spend rules | Not evidenced |
| Real-time budget enforcementBudgeting, Spend Visibility & Reporting | Core strength Budgets with auto-enforced spend rules | Not evidenced |
| Savings and spend-optimization insightsBudgeting, Spend Visibility & Reporting | Not evidenced | Core strength Savings and negotiated-rate insights |
| Receipt OCR captureExpense & Receipt Capture | Not evidenced | Supported Receipt capture and OCR |
| Receipt itemizationExpense & Receipt Capture | Supported Auto-generated itemized receipts | Not evidenced |
| Mileage tracking and reimbursementExpense & Receipt Capture | Not evidenced | Supported Mileage and per diem support |
| Per diem automationExpense & Receipt Capture | Not evidenced | Supported Mileage and per diem support |
| Per-card spend limits and merchant controlsCorporate Card Management | Not evidenced | Supported Per-trip and category spend controls. |
| Real-time spend controlsCorporate Card Management | Not evidenced | Supported Real-time transaction capture |
| Out-of-policy flaggingPolicy, Compliance & Fraud Controls | Not evidenced | Supported Policy enforcement and out-of-policy flagging |
| Audit trail and receipt verificationPolicy, Compliance & Fraud Controls | Not evidenced | Supported Audit trails |
| Out-of-pocket expense reimbursementReimbursement & Payouts | Not evidenced | Supported Out-of-pocket reimbursement |
| Multi-currency reimbursementReimbursement & Payouts | Supported Multi-currency support | Not evidenced |
| Supplier invoice capture and OCRAccounts Payable / Invoice Management | Supported Invoice capture and approval | Not evidenced |
| Real-time spend dashboardsBudgeting, Spend Visibility & Reporting | Not evidenced | Supported Travel and expense spend dashboards |
| Open APIPlatform, Administration & Integrations | Not evidenced | Supported API access |
| HRIS / payroll integrationPlatform, Administration & Integrations | Not evidenced | Supported HRIS and SSO integrations |
| Physical and virtual card issuanceCorporate Card Management | Core strength Multi-entity and international card issuance | Supported Navan-issued corporate cards. |
| Travel-to-expense linkageTravel Management | Supported Travel spend tied to expense workflows | Core strength Automatic expense report generation from travel and card spend. |
| Prebuilt ERP / accounting connectorsPlatform, Administration & Integrations | Core strength Accounting/ERP integrations (NetSuite, Intacct, QuickBooks, Dynamics) | Supported ERP/accounting connectors for NetSuite, Sage Intacct, QuickBooks and Dynamics 365. |
Both grade identically on the other 22 capabilities — see each product's full profile: Brex, Navan.
Brex vs Navan — FAQs
Is Brex or Navan better for ERP integration?
Both state integrations with NetSuite, Sage Intacct, QuickBooks, Microsoft Dynamics 365. Brex additionally lists Xero. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Brex or Navan?
Navan publishes a starting rate ($15/user/mo); Brex prices by quote, so a like-for-like number requires asking both.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Brex and Navan should each cost you — and whether a third option belongs on your shortlist.