Fyle vs Navan
expense management head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Subscription | From $15/user/mo (published) |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market | Mid-market, Enterprise |
| Stated ERP integrations | NetSuite, Sage Intacct, QuickBooks, Xero | NetSuite, Sage Intacct, QuickBooks, Microsoft Dynamics 365 |
| Vendor | Fyle (Sage) | Navan |
Our take
Where Fyle leads
- Stronger evidenced coverage on 5 of the 15 capabilities where they differ (led by fraud and anomaly detection and configurable expense policy rules).
- Stated Xero integration the alternative doesn't list.
Where Navan leads
- Stronger evidenced coverage on 10 of the 15 capabilities where they differ (led by integrated travel booking and duty-of-care traveler tracking).
- Published pricing where the alternative quotes.
- Stated Microsoft Dynamics 365 integration the alternative doesn't list.
Where they differ
The 15 capabilities (of 47 in the expense management taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Fraud and anomaly detectionPolicy, Compliance & Fraud Controls | Core strength Duplicate and fraud detection | Not evidenced |
| Integrated travel bookingTravel Management | Not evidenced | Core strength Self-service flight, hotel, car and rail booking. |
| Duty-of-care traveler trackingTravel Management | Not evidenced | Core strength Traveler duty-of-care tracking and alerts |
| Travel-to-expense linkageTravel Management | Not evidenced | Core strength Automatic expense report generation from travel and card spend. |
| Savings and spend-optimization insightsBudgeting, Spend Visibility & Reporting | Not evidenced | Core strength Savings and negotiated-rate insights |
| Physical and virtual card issuanceCorporate Card Management | Not evidenced | Supported Navan-issued corporate cards. |
| Per-card spend limits and merchant controlsCorporate Card Management | Not evidenced | Supported Per-trip and category spend controls. |
| Configurable expense policy rulesPolicy, Compliance & Fraud Controls | Supported Policy checks and violation flagging. | Not evidenced |
| Multi-currency reimbursementReimbursement & Payouts | Supported Multi-currency support | Not evidenced |
| Itinerary and trip-change managementTravel Management | Not evidenced | Supported Itinerary management and changes |
| Real-time spend dashboardsBudgeting, Spend Visibility & Reporting | Not evidenced | Supported Travel and expense spend dashboards |
| SSO and enterprise identity integrationPlatform, Administration & Integrations | Not evidenced | Supported HRIS and SSO integrations |
| HRIS / payroll integrationPlatform, Administration & Integrations | Not evidenced | Supported HRIS and SSO integrations |
| Receipt OCR captureExpense & Receipt Capture | Core strength Receipt OCR capture | Supported Receipt capture and OCR |
| Real-time spend controlsCorporate Card Management | Core strength Real-time transaction notifications on swipe | Supported Real-time transaction capture |
Both grade identically on the other 32 capabilities — see each product's full profile: Fyle, Navan.
Fyle vs Navan — FAQs
Is Fyle or Navan better for ERP integration?
Both state integrations with NetSuite, Sage Intacct, QuickBooks. Fyle additionally lists Xero. Navan additionally lists Microsoft Dynamics 365. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Fyle or Navan?
Navan publishes a starting rate ($15/user/mo); Fyle prices by quote, so a like-for-like number requires asking both.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Fyle and Navan should each cost you — and whether a third option belongs on your shortlist.