Adyen vs Elavon
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Per-transaction (interchange++ / blended) | Interchange-plus merchant processing |
| Deployment | Cloud | Cloud |
| Company size | Mid-market, Enterprise | SMB, Mid-market, Enterprise |
| Stated ERP integrations | NetSuite, Microsoft Dynamics 365 | Infor |
| Vendor | Adyen N.V. | Elavon, Inc. |
Our take
Where Adyen leads
- Stronger evidenced coverage on 18 of the 30 capabilities where they differ (led by local & alternative payment methods and direct / domestic acquiring).
- Stated NetSuite, Microsoft Dynamics 365 integration the alternative doesn't list.
Where Elavon leads
- Stronger evidenced coverage on 12 of the 30 capabilities where they differ (led by virtual terminal and tokenized card vault).
- Stated Infor integration the alternative doesn't list.
Where they differ
The 30 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Local & alternative payment methodsPayment Acceptance & Channels | Core strength 200+ local payment methods (iDEAL, Klarna, Alipay, WeChat Pay, etc.) | Not evidenced |
| Virtual terminalPayment Acceptance & Channels | Not evidenced | Core strength Virtual terminal |
| Direct / domestic acquiringGlobal Reach & Money Movement | Core strength Own banking licences in US, UK, EU | Not evidenced |
| Machine-learning fraud detectionFraud, Risk & Authentication | Core strength Revenue Protect fraud detection engine | Not evidenced |
| Marketplace / multi-party split paymentsEmbedded Finance & Platform Payments | Core strength Adyen for Platforms | Not evidenced |
| Card issuingEmbedded Finance & Platform Payments | Core strength Card issuing for platforms and businesses | Not evidenced |
| White-label embedded-payments SDKEmbedded Finance & Platform Payments | Core strength Single API to embed payments, accounts, card issuing and capital | Not evidenced |
| Tokenized card vaultTokenization & Security | Not evidenced | Core strength 'Safe-T' combined authentication, encryption and tokenization |
| Global payoutsGlobal Reach & Money Movement | Supported Global payouts to marketplace sellers and platform users | Not evidenced |
| Configurable rules-based fraud engineFraud, Risk & Authentication | Not evidenced | Supported Fraud rule enforcement |
| 3-D Secure / strong customer authenticationFraud, Risk & Authentication | Supported Dynamic 3D Secure 2 | Not evidenced |
| AVS / CVV verificationFraud, Risk & Authentication | Supported AVS fraud checks | Not evidenced |
| Chargeback & dispute managementFraud, Risk & Authentication | Not evidenced | Supported Chargeback management portal with tracking |
| Automatic account / card updaterFraud, Risk & Authentication | Not evidenced | Supported Account Updater for automatic expired-card refresh |
| Recurring / subscription billingBilling & Receivables | Not evidenced | Supported Card-on-file for recurring/repeat transactions |
| Electronic invoicing with embedded paymentBilling & Receivables | Not evidenced | Supported Electronic invoicing and quotes with online payment |
| Compliant credit-card surchargingBilling & Receivables | Not evidenced | Supported Credit card surcharging |
| PayFac-as-a-ServiceEmbedded Finance & Platform Payments | Supported Adyen for Platforms marketplace payment/payout infrastructure | Not evidenced |
| Network tokenizationTokenization & Security | Supported Visa Network Tokens | Not evidenced |
| Automated payment reconciliationReporting & Reconciliation | Supported Automated deposit creation matched via PSP reference | Not evidenced |
| Data export & BI connectivityReporting & Reconciliation | Not evidenced | Supported Payments Core 365 comprehensive data file for in-house reporting |
| Hosted / embeddable checkout componentsDeveloper Platform & Checkout Tools | Supported Card Component / Drop-in | Not evidenced |
| Native ERP module / embedded processingERP & Accounting Integration | Not evidenced | Supported CenPOS gateway markets itself as integrating with DMS/ERP systems; documented integration with Infor Distribution FACTS/SX.e |
| Listed on an official ERP marketplaceERP & Accounting Integration | Supported Adyen-built listings on SuiteApp.com and Microsoft AppSource, both 'Built for' certified | Not evidenced |
| Coverage across multiple major ERPsERP & Accounting Integration | Supported NetSuite (SuiteApp) and Dynamics 365 (AppSource) certified connectors | Not evidenced |
| Digital wallet acceptancePayment Acceptance & Channels | Core strength Apple Pay, Google Pay, Samsung Pay | Supported Contactless and mobile-wallet acceptance |
| In-person POS hardwarePayment Acceptance & Channels | Core strength mPOS terminals, cloud and local POS terminal APIs | Supported In-person, contactless card acceptance across Converge/Fusebox/CenPOS gateways |
| IVR / phone payment acceptancePayment Acceptance & Channels | Not evidenced | Partial Mail order / telephone order (MO/TO) acceptance, not an explicit automated IVR product |
| Multi-currency processingGlobal Reach & Money Movement | Core strength 150+ currencies | Supported Global currency conversion |
| PCI DSS Level 1 certified infrastructureTokenization & Security | Not evidenced | Partial PCI DSS compliance validation support offered; not stated as own Level 1 cert |
Both grade identically on the other 20 capabilities — see each product's full profile: Adyen, Elavon.
Adyen vs Elavon — FAQs
Is Adyen or Elavon better for ERP integration?
They state different ERP coverage: Adyen lists NetSuite, Microsoft Dynamics 365; Elavon lists Infor.
Which is cheaper, Adyen or Elavon?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Adyen and Elavon should each cost you — and whether a third option belongs on your shortlist.