Adyen vs EBizCharge
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Per-transaction (interchange++ / blended) | Quote-based |
| Deployment | Cloud | Cloud |
| Company size | Mid-market, Enterprise | SMB, Mid-market, Enterprise |
| Stated ERP integrations | NetSuite, Microsoft Dynamics 365 | QuickBooks, NetSuite, SAP, Microsoft Dynamics 365, Sage Intacct, Acumatica, Oracle Fusion Cloud |
| Vendor | Adyen N.V. | Century Business Solutions |
Our take
Where Adyen leads
- Stronger evidenced coverage on 18 of the 36 capabilities where they differ (led by digital wallet acceptance and local & alternative payment methods).
Where EBizCharge leads
- Stronger evidenced coverage on 18 of the 36 capabilities where they differ (led by virtual terminal and recurring / subscription billing).
- Stated QuickBooks, SAP, Sage Intacct, Acumatica, Oracle Fusion Cloud integration the alternative doesn't list.
Where they differ
The 36 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Digital wallet acceptancePayment Acceptance & Channels | Core strength Apple Pay, Google Pay, Samsung Pay | Not evidenced |
| Local & alternative payment methodsPayment Acceptance & Channels | Core strength 200+ local payment methods (iDEAL, Klarna, Alipay, WeChat Pay, etc.) | Not evidenced |
| Virtual terminalPayment Acceptance & Channels | Not evidenced | Core strength Virtual Terminal for card-not-present transactions |
| Multi-currency processingGlobal Reach & Money Movement | Core strength 150+ currencies | Not evidenced |
| Direct / domestic acquiringGlobal Reach & Money Movement | Core strength Own banking licences in US, UK, EU | Not evidenced |
| Machine-learning fraud detectionFraud, Risk & Authentication | Core strength Revenue Protect fraud detection engine | Not evidenced |
| Recurring / subscription billingBilling & Receivables | Not evidenced | Core strength Recurring Billing for subscription and scheduled charges |
| Electronic invoicing with embedded paymentBilling & Receivables | Not evidenced | Core strength Email Pay, Customer Payment Portal |
| Customer self-service billing portalBilling & Receivables | Not evidenced | Core strength Customer self-service Payment Portal |
| Compliant credit-card surchargingBilling & Receivables | Not evidenced | Core strength Compliant surcharging, merchants keep up to 3% of card sales |
| Marketplace / multi-party split paymentsEmbedded Finance & Platform Payments | Core strength Adyen for Platforms | Not evidenced |
| Card issuingEmbedded Finance & Platform Payments | Core strength Card issuing for platforms and businesses | Not evidenced |
| White-label embedded-payments SDKEmbedded Finance & Platform Payments | Core strength Single API to embed payments, accounts, card issuing and capital | Not evidenced |
| Custom report builderReporting & Reconciliation | Not evidenced | Core strength Custom reports built from 50+ search criteria |
| Native ERP module / embedded processingERP & Accounting Integration | Not evidenced | Core strength Module-based installs the vendor describes as needing no third-party middleware |
| Ecommerce storefront pluginsPayment Acceptance & Channels | Not evidenced | Supported eCommerce shopping-cart payment integration |
| Global payoutsGlobal Reach & Money Movement | Supported Global payouts to marketplace sellers and platform users | Not evidenced |
| Settlement & funding reportingGlobal Reach & Money Movement | Supported Settlement Detail Reports | Not evidenced |
| Configurable rules-based fraud engineFraud, Risk & Authentication | Not evidenced | Supported Fraud prevention and risk screening modules |
| 3-D Secure / strong customer authenticationFraud, Risk & Authentication | Supported Dynamic 3D Secure 2 | Not evidenced |
| AVS / CVV verificationFraud, Risk & Authentication | Supported AVS fraud checks | Not evidenced |
| Automated dunning & retryBilling & Receivables | Not evidenced | Supported Automated payment reminders; Auto Pay automatic statement charging |
| PayFac-as-a-ServiceEmbedded Finance & Platform Payments | Supported Adyen for Platforms marketplace payment/payout infrastructure | Not evidenced |
| Embedded lending / business capitalEmbedded Finance & Platform Payments | Supported Embedded accounts and capital products | Not evidenced |
| Tokenized card vaultTokenization & Security | Not evidenced | Supported Tokenization of stored payment data, off-site storage |
| Network tokenizationTokenization & Security | Supported Visa Network Tokens | Not evidenced |
| Unified transaction dashboardReporting & Reconciliation | Supported Centralized reporting across payment methods and channels | Not evidenced |
| Data export & BI connectivityReporting & Reconciliation | Not evidenced | Supported CSV data export |
| REST API & SDKsDeveloper Platform & Checkout Tools | Supported Single API across payments, accounts, issuing, capital | Not evidenced |
| ACH / bank transfer processingPayment Acceptance & Channels | Supported SEPA Direct Debit among 200+ local methods | Core strength ACH and eCheck processing |
| Payment links & hosted pagesPayment Acceptance & Channels | Supported Pay by Link | Core strength Email Pay: payment links against open invoices |
| In-person POS hardwarePayment Acceptance & Channels | Core strength mPOS terminals, cloud and local POS terminal APIs | Supported EMV card-reader devices |
| PCI DSS Level 1 certified infrastructureTokenization & Security | Not evidenced | Partial PCI-certified integrator/reseller status, not stated as Level 1 service-provider cert |
| Automated payment reconciliationReporting & Reconciliation | Supported Automated deposit creation matched via PSP reference | Core strength Bi-directional sync of payments and invoice status to host ERP; embedded directly in ERP |
| Automated GL posting & bank reconciliationERP & Accounting Integration | Supported Automated deposit creation matched into NetSuite deposits | Core strength Bi-directional sync of payments and invoice status to the host system |
| Coverage across multiple major ERPsERP & Accounting Integration | Supported NetSuite (SuiteApp) and Dynamics 365 (AppSource) certified connectors | Core strength NetSuite, SAP, Dynamics 365 BC/Finance, Sage Intacct, Acumatica, Oracle, QuickBooks |
Both grade identically on the other 14 capabilities — see each product's full profile: Adyen, EBizCharge.
Adyen vs EBizCharge — FAQs
Is Adyen or EBizCharge better for ERP integration?
Both state integrations with NetSuite, Microsoft Dynamics 365. EBizCharge additionally lists QuickBooks, SAP, Sage Intacct, Acumatica, Oracle Fusion Cloud. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Adyen or EBizCharge?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Adyen and EBizCharge should each cost you — and whether a third option belongs on your shortlist.