CardConnect vs Elavon
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Quote-based / contact sales | Interchange-plus merchant processing |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | SMB, Mid-market, Enterprise |
| Stated ERP integrations | SAP, Oracle Fusion Cloud | Infor |
| Vendor | CardConnect (a Fiserv company) | Elavon, Inc. |
Our take
Where CardConnect leads
- Stronger evidenced coverage on 8 of the 19 capabilities where they differ (led by white-label embedded-payments sdk and point-to-point encryption (p2pe)).
- Stated SAP, Oracle Fusion Cloud integration the alternative doesn't list.
Where Elavon leads
- Stronger evidenced coverage on 11 of the 19 capabilities where they differ (led by digital wallet acceptance and payment links & hosted pages).
- Stated Infor integration the alternative doesn't list.
Where they differ
The 19 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| White-label embedded-payments SDKEmbedded Finance & Platform Payments | Core strength CardPointe Integrated Payments: APIs/SDKs for embedding payments into third-party software | Not evidenced |
| Point-to-point encryption (P2PE)Tokenization & Security | Core strength PCI-validated point-to-point encryption | Not evidenced |
| Automated payment reconciliationReporting & Reconciliation | Core strength Automated reconciliation of card transactions back to the ERP | Not evidenced |
| Coverage across multiple major ERPsERP & Accounting Integration | Core strength SAP, Oracle and JD Edwards were the historical focus of CardConnect Enterprise Services | Not evidenced |
| Digital wallet acceptancePayment Acceptance & Channels | Not evidenced | Supported Contactless and mobile-wallet acceptance |
| Payment links & hosted pagesPayment Acceptance & Channels | Not evidenced | Supported 'Buy Button' website and email payment links |
| Multi-currency processingGlobal Reach & Money Movement | Not evidenced | Supported Global currency conversion |
| Configurable rules-based fraud engineFraud, Risk & Authentication | Not evidenced | Supported Fraud rule enforcement |
| 3-D Secure / strong customer authenticationFraud, Risk & Authentication | Supported 3-D Secure support | Not evidenced |
| Chargeback & dispute managementFraud, Risk & Authentication | Not evidenced | Supported Chargeback management portal with tracking |
| Electronic invoicing with embedded paymentBilling & Receivables | Not evidenced | Supported Electronic invoicing and quotes with online payment |
| Compliant credit-card surchargingBilling & Receivables | Not evidenced | Supported Credit card surcharging |
| Embedded lending / business capitalEmbedded Finance & Platform Payments | Not evidenced | Supported Merchant funding, including a faster-funding option |
| Data export & BI connectivityReporting & Reconciliation | Not evidenced | Supported Payments Core 365 comprehensive data file for in-house reporting |
| Native mobile SDKsDeveloper Platform & Checkout Tools | Supported CardPointe Mobile App, native iOS/Android | Not evidenced |
| Virtual terminalPayment Acceptance & Channels | Supported CardPointe Virtual Terminal | Core strength Virtual terminal |
| IVR / phone payment acceptancePayment Acceptance & Channels | Not evidenced | Partial Mail order / telephone order (MO/TO) acceptance, not an explicit automated IVR product |
| Native ERP module / embedded processingERP & Accounting Integration | Core strength ERP middleware integrating authorization, reversals and settlement into ERP workflows | Supported CenPOS gateway markets itself as integrating with DMS/ERP systems; documented integration with Infor Distribution FACTS/SX.e |
| Automated GL posting & bank reconciliationERP & Accounting Integration | Core strength Automated reconciliation of card transactions back to the ERP | Supported Infor Distribution FACTS electronic-payments integration guide documents payment posting |
Both grade identically on the other 31 capabilities — see each product's full profile: CardConnect, Elavon.
CardConnect vs Elavon — FAQs
Is CardConnect or Elavon better for ERP integration?
They state different ERP coverage: CardConnect lists SAP, Oracle Fusion Cloud; Elavon lists Infor.
Which is cheaper, CardConnect or Elavon?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what CardConnect and Elavon should each cost you — and whether a third option belongs on your shortlist.