Elavon vs Stax
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Interchange-plus merchant processing | Flat monthly subscription (0% markup on interchange) plus per-transaction fees; interchange-plus available as an alternative |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | SMB, Mid-market, Enterprise |
| Stated ERP integrations | Infor | NetSuite, QuickBooks |
| Vendor | Elavon, Inc. | Stax Payments, Inc. |
Our take
Where Elavon leads
- Stronger evidenced coverage on 9 of the 30 capabilities where they differ (led by tokenized card vault and virtual terminal).
- Stated Infor integration the alternative doesn't list.
Where Stax leads
- Stronger evidenced coverage on 21 of the 30 capabilities where they differ (led by automated revenue recognition and white-label embedded-payments sdk).
- Stated NetSuite, QuickBooks integration the alternative doesn't list.
Where they differ
The 30 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Automated revenue recognitionBilling & Receivables | Not evidenced | Core strength Milestone module for ASC 606 compliance |
| White-label embedded-payments SDKEmbedded Finance & Platform Payments | Not evidenced | Core strength Stax Connect: end-to-end API and white-label UX with hosted components and SDKs |
| Tokenized card vaultTokenization & Security | Core strength 'Safe-T' combined authentication, encryption and tokenization | Not evidenced |
| Automated payment reconciliationReporting & Reconciliation | Not evidenced | Core strength Deposit reports with one-click reconciliation; real-time NetSuite customer/invoice creation |
| Virtual terminalPayment Acceptance & Channels | Core strength Virtual terminal | Partial Mobile app supports keyed entry; no dedicated browser virtual terminal documented |
| Ecommerce storefront pluginsPayment Acceptance & Channels | Not evidenced | Supported Gateway integrations with existing shopping carts |
| Multi-currency processingGlobal Reach & Money Movement | Supported Global currency conversion | Not evidenced |
| Configurable rules-based fraud engineFraud, Risk & Authentication | Supported Fraud rule enforcement | Not evidenced |
| Chargeback & dispute managementFraud, Risk & Authentication | Supported Chargeback management portal with tracking | Not evidenced |
| Automated dunning & retryBilling & Receivables | Not evidenced | Supported Automated invoice payment reminders |
| Automated tax calculation & filingBilling & Receivables | Not evidenced | Supported Tax calculation and charging at country and state level |
| PayFac-as-a-ServiceEmbedded Finance & Platform Payments | Not evidenced | Supported Stax Connect includes merchant enrollment/underwriting for platforms embedding payments |
| Embedded lending / business capitalEmbedded Finance & Platform Payments | Supported Merchant funding, including a faster-funding option | Not evidenced |
| PCI DSS Level 1 certified infrastructureTokenization & Security | Partial PCI DSS compliance validation support offered; not stated as own Level 1 cert | Core strength Level 1 PCI DSS compliance |
| Network tokenizationTokenization & Security | Not evidenced | Supported Account updater and card-network tokenization |
| Custom report builderReporting & Reconciliation | Not evidenced | Supported 50+ dynamic reports for cash flow and revenue-source tracking |
| Data export & BI connectivityReporting & Reconciliation | Supported Payments Core 365 comprehensive data file for in-house reporting | Not evidenced |
| WebhooksDeveloper Platform & Checkout Tools | Not evidenced | Supported Webhooks for syncing to Slack, Zapier, Microsoft Office, Google Workspace and CRMs |
| Hosted / embeddable checkout componentsDeveloper Platform & Checkout Tools | Not evidenced | Supported Lightbox hosted payment pages, Stax.js tokenized card fields |
| Native mobile SDKsDeveloper Platform & Checkout Tools | Not evidenced | Supported iOS and Android SDKs |
| Sandbox / test environmentDeveloper Platform & Checkout Tools | Not evidenced | Supported Sandbox environment for testing integrations |
| Native ERP module / embedded processingERP & Accounting Integration | Supported CenPOS gateway markets itself as integrating with DMS/ERP systems; documented integration with Infor Distribution FACTS/SX.e | Not evidenced |
| Payment links & hosted pagesPayment Acceptance & Channels | Supported 'Buy Button' website and email payment links | Core strength Payment links, buttons and QR codes |
| IVR / phone payment acceptancePayment Acceptance & Channels | Partial Mail order / telephone order (MO/TO) acceptance, not an explicit automated IVR product | Not evidenced |
| Identity verification & sanctions screeningFraud, Risk & Authentication | Not evidenced | Partial Merchant enrollment/underwriting workflows under Stax Connect; no explicit KYC/KYB detail |
| Recurring / subscription billingBilling & Receivables | Supported Card-on-file for recurring/repeat transactions | Core strength Stax Bill: recurring and scheduled invoicing from stored customer profiles |
| Electronic invoicing with embedded paymentBilling & Receivables | Supported Electronic invoicing and quotes with online payment | Core strength Customizable, branded digital invoices sent via email or text |
| REST API & SDKsDeveloper Platform & Checkout Tools | Supported Developer Portal (developer.elavon.com) | Core strength RESTful, language-agnostic payments API |
| Automated GL posting & bank reconciliationERP & Accounting Integration | Supported Infor Distribution FACTS electronic-payments integration guide documents payment posting | Core strength Real-time data syncing, creation of NetSuite customers/invoices, automated inventory management |
| Coverage across multiple major ERPsERP & Accounting Integration | Not evidenced | Partial NetSuite and QuickBooks are accounting/ERP; Salesforce and HubSpot connectors are CRM, not ERP |
Both grade identically on the other 20 capabilities — see each product's full profile: Elavon, Stax.
Elavon vs Stax — FAQs
Is Elavon or Stax better for ERP integration?
They state different ERP coverage: Elavon lists Infor; Stax lists NetSuite, QuickBooks.
Which is cheaper, Elavon or Stax?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Elavon and Stax should each cost you — and whether a third option belongs on your shortlist.