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Payment Processing for SAP

Updated July 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral — no vendor pays for placement or ranking.

4 payment processing products in our registry work with SAP, including CardConnect, EBizCharge, Stripe. Card, ACH and digital wallet payment acceptance integrated into the ERP. The strongest signal when shortlisting is SAP-certified integration (SAP Store listing) — verify it on SAP Store (store.sap.com) before you buy.

Compare payment processing for SAP: 4 options

Comparison of payment processing for SAP options
ProductBest forPricingDeployment
CardConnectFiserv-owned payment gateway with ERP-integrated services for Oracle, SAP, JD Edwards.
SMB / Mid-market / EnterpriseQuote-based / contact salesCloud
EBizChargePayment processing embedded directly inside ERP, accounting, eCommerce and CRM systems.
SMB / Mid-market / EnterpriseQuote-basedCloud
StripeOnline and in-person payments platform with billing, tax, fraud tools, and ERP connectors.
SMB / Mid-market / Enterprise2.9% + $0.30 per successful US card chargeCloud
BilltrustAI-powered order-to-cash platform for invoicing, payments, cash application and collections.
AI-powered order-to-cash platform for invoicing, payments…Buyer-reported $20,000-$60,000/year, rising with invoice volumeCloud

Card, ACH and digital wallet payment acceptance integrated into the ERP. Running it alongside SAP narrows the field: integration depth varies widely, and a product that excels on another ERP can be a weak fit here.

This page compares the 4 options our registry matches to SAP, side by side and vendor-neutrally — no one pays for placement. Each links to a full profile with features, integrations, pricing and alternatives.

All payment processing for SAP options

CardConnectCardConnect (a Fiserv company)
Fiserv-owned payment gateway with ERP-integrated services for Oracle, SAP, JD Edwards.
SAPOracle
EBizChargeCentury Business Solutions
Payment processing embedded directly inside ERP, accounting, eCommerce and CRM systems.
NetSuiteSAPDynamics 365Sage Intacct+3
StripeStripe, Inc.
Online and in-person payments platform with billing, tax, fraud tools, and ERP connectors.
NetSuiteSAP
BilltrustBilltrust
AI-powered order-to-cash platform for invoicing, payments, cash application and collections.
SAPOracleNetSuiteDynamics 365+1

Payment Processing customer stories

Customer stories from the vendors compared above, summarised from their published case studies.

Peak Industrial

Equipment & Services · United States

DSO dropped from 38 to 20 days, AR balance cut in half to $10M, bad debt reduced to under $200K, $360K annual savings

Cost Savings
$360K
Cost Savings
Dso Reduction
47%
Dso Reduction
Bad Debt Reduction
60%
Bad Debt Reduction

Triphase Technologies

Manufacturing · United States · Mid-Market

Runs with Acumatica

3x faster customer payments, 2+ hours weekly time savings, eliminated manual processes, automated reconciliation

Dso Reduction
3x
Dso Reduction
Manual Reconciliation
Zero
Manual Reconciliation
Time Savings Per Week
2+ hours
Time Savings Per Week

Cintas

Facility Services · United States

$1M+ in annualized savings, processing 600K-650K payments/month, payment processing doubled to 40-45/hour, credit card virtual card team reduced from 16 to 2 people

Cost Savings
$1M+
Cost Savings
Payments Per Hour
40-45 vs 13-26 before
Payments Per Hour
Productivity Improvement
159.6%
Productivity Improvement

Express Employment Professionals

Staffing · United States · Enterprise

ACH match rate tripled to 70%, 8 team members save 5+ hours/week, 2000+ hours productivity gains annually, 75% reduction in card costs

Card Fee Savings
75%
Card Fee Savings
Hours Saved Annually
2000+
Hours Saved Annually
Match Rate Improvement
tripled
Match Rate Improvement

84 Lumber

Building Materials · United States

$15M in annual surcharging savings, 7-8 collectors handle workload of 10, eliminated need to hire 2 credit managers, 100% electronic credit applications

Postage Reduction
50%
Postage Reduction
Surcharging Savings
$15M
Surcharging Savings
Credit Card Fee Reduction
50%
Credit Card Fee Reduction

Ambu

Medical Equipment · Denmark

Nearly $600K in card processing fee savings through Level 2/3 qualification, 865 hours of manual processing saved

Hours Saved
865
Hours Saved
Cost Savings
$600K
Cost Savings
Automation Level
96%
Automation Level

Summarised from each vendor's published customer stories. Figures are the vendor's own claims, not independently verified by ERP Research. See all 21 EBizCharge case studies

Free PDF · Vendor-neutral · No sales calls

The Payment Processing Buyer's Guide

A vendor-neutral shortlisting guide to payment processing: how the 4 systems we track compare on capability, what to check before you sign, and the questions that separate a good fit from an expensive one.

Payment Processing Buyer's Guide

4 systems compared · 2026

ERP Research

  • Side-by-side capability comparison of 4 payment processing systems
  • ERP integration checklist — what to verify before you shortlist
  • Pricing questions to put to every vendor
  • Requirements checklist you can hand to your team
Free Download

Payment Processing Buyer's Guide

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What does payment processing cost?

Most vendors in this category price by quote, so there is no honest list price to quote you. Here is what actually drives your number — and how to get a real one.

  • Transaction volumethe number of payments, invoices or orders you push through it each month (2 of 4 vendors here).

By submitting, you agree that ERP Research may share your details with matched ERP implementation partners, who may contact you about your enquiry. Privacy policy

2 of the 4 vendors we track in this category publish no list price at all.

Popular Payment Processing comparisons

How to choose payment processing for SAP

  1. 1

    Write down your requirements before any demo

    List the specific payment processing outcomes you need — volumes, workflows, countries, systems in the loop — and rank them. Vendor demos are optimised to reframe your requirements around their strengths; a written list keeps the evaluation yours.

  2. 2

    Verify SAP integration depth, not existence

    Every vendor here “integrates with SAP” — the differences are in depth. Ask each to demo the integration against a realistic SAP configuration: your entity structure, your fields, your transaction volumes, and what happens when a sync fails.

  3. 3

    Check certification and marketplace status

    Look for SAP-certified integration (SAP Store listing) and a current listing on SAP Store (store.sap.com). Certification doesn't guarantee fit, but it confirms the vendor keeps pace with SAP releases — uncertified integrations are where upgrade breakage concentrates.

  4. 4

    Reference-check companies that look like yours

    Ask for two reference customers on SAP at your size and in your industry, and ask them what broke in the first year. Implementation quality varies more than product quality in the payment processing category.

  5. 5

    Model total cost over three years

    Compare subscription plus implementation plus internal effort — not headline price. Payment processing for SAP pricing models differ (per user, per volume, per entity), so normalise every quote to your actual usage before comparing.

Frequently asked questions

Which payment processing options work with SAP?

Our registry currently matches 4 products: CardConnect, EBizCharge, Stripe, Billtrust. Each profile documents how the SAP connection works and what it syncs.

How do these products connect to SAP?

Patterns vary from native marketplace apps to API connectors and iPaaS platforms. The most reliable signal is SAP-certified integration (SAP Store listing); check SAP Store (store.sap.com) to verify a vendor's current listing and supported versions.

How should we shortlist payment processing for SAP?

Start from the integration: confirm the vendor supports your SAP edition and the records you need synced, then compare functional depth and pricing on the profiles here. Ask every vendor for reference customers running SAP — not just any customer.

Which payment processing for SAP options does this directory compare?

This comparison currently covers 4 options that work with SAP, including CardConnect, EBizCharge, Stripe. Each links to a detailed profile with features, integrations, pricing and alternatives, and the directory is updated as the market changes.

Related guides

Get pricing for payment processing for SAP on SAP

Most vendors here quote rather than publish. Tell us your SAP version, seat count and must-haves and we'll come back with an independent view of what it should cost — and which options are worth quoting against each other.

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