EBizCharge
by Century Business Solutions · Payment Processing
Payment processing embedded directly inside ERP, accounting, eCommerce and CRM systems.
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.
- Works with
NetSuite
SAP
Microsoft Dynamics 365 Business CentralMicrosoft Dynamics 365 Finance
Sage Intacct
Acumatica
OracleQuickBooks- Deployment
- Cloud
- Company size
- SMB, Mid-market, Enterprise
- Pricing
- Quote-based
- Founded
- 2004
- Headquarters
- Irvine, California, United States
Overview
EBizCharge is a payment processing and receivables automation platform, developed and owned by Century Business Solutions, that embeds credit card, ACH and eCheck payment acceptance directly inside an existing ERP, accounting, eCommerce or CRM system. Rather than operating as a standalone gateway, it installs as a module inside systems such as NetSuite, SAP Business One, Acumatica, Sage, Microsoft Dynamics and QuickBooks so users can charge cards, apply cash to open invoices and sync transaction data without leaving the host application.
The platform centers on a virtual terminal for card-not-present transactions, a customer-facing payment portal, automated invoice reminders and recurring or auto-pay billing, plus EMV card-reader support for in-person payments. It also includes a compliant credit card surcharging feature that lets merchants pass processing fees to customers, and a reporting module for tracking collections and days-sales-outstanding. Security is built around PCI-certified integrator and reseller status, TLS 1.2 encryption with a 2048-bit RSA key, and tokenization so card data is not stored by the merchant.
EBizCharge is sold through a network of value-added resellers, ISVs and referral partners, and operates its payment processing as a registered Independent Sales Organization for banks including Wells Fargo, PNC Bank, U.S. Bank, Synovus Bank and Pathward. The company reports serving more than 20,000 businesses and 400,000+ users in the US and Canada, primarily in manufacturing, distribution, automotive, transportation, healthcare, construction, government, education and other B2B verticals.
Screenshots & demo
Demo video from the vendor's YouTube channel.
Features & capabilities
Payment Acceptance
Core channels for taking credit card, ACH and eCheck payments.
- Credit and debit card processing (online, in person, phone, mobile)
- ACH and eCheck processing
- Virtual Terminal for card-not-present transactions from a browser
- EMV card-reader devices for in-person, chip-based payments
- Mobile Pay for accepting payments from any mobile device
- Hosted checkout pages for no-code website payment acceptance
- eCommerce shopping-cart payment integration
Billing and Receivables Automation
Tools to automate invoice collection and cash application.
- Email Pay: payment links sent by email against open invoices
- Customer self-service Payment Portal to view and pay invoices
- Recurring Billing for subscription and scheduled charges
- Auto Pay: automatic charging of statement balances
- Saved and stored payment methods for repeat customers
- Automated payment reminders
- AR automation and cash application syncing back to the host ERP
Security and Compliance
Controls for protecting cardholder data and offsetting fees.
- PCI-certified integrator and reseller status (PCI Security Standards Council)
- TLS 1.2 encryption with a 2048-bit RSA key
- Tokenization of stored payment data
- Fraud prevention and risk screening modules
- Compliant credit card surcharging (merchants keep up to 3 percent of card sales)
- Off-site storage of sensitive payment data
Reporting and Insights
Visibility into payment activity and collection performance.
- Custom reports built from 50+ search criteria
- Transaction history by customer
- Days-sales-outstanding and average collection time tracking
- CSV data export
- Saved report configurations
ERP, Accounting and CRM Integration
Native modules that add payment processing inside the host system.
- Module-based installs the vendor describes as needing no third-party middleware
- Bi-directional sync of payments and invoice status to the host system
- Coverage across ERP, accounting, eCommerce and CRM platforms
- EBizCharge Marketplace listing hundreds of additional integrations
- Partner and developer program for building new connectors
Common use cases
- Taking card and ACH payments on invoices without leaving NetSuite, SAP Business One, Acumatica, Sage or Dynamics
- Reducing days sales outstanding by emailing customers self-service payment links
- Accepting card-not-present payments over the phone through the Virtual Terminal
- Automating recurring or subscription billing tied to ERP customer records
- Passing card-processing fees to customers with compliant surcharging
- Accepting in-person EMV chip payments at counters, job sites or events
- Giving field staff and distributed teams mobile card acceptance
Strengths & considerations
Strengths
- Installs as a native module inside the ERP, accounting or CRM system itself rather than a separate gateway users have to switch to
- Broad ERP and accounting coverage spanning NetSuite, SAP Business One and ECC, Acumatica, Sage, Microsoft Dynamics, Oracle, QuickBooks, Epicor, Infor and others
- Registered ISO relationships with multiple sponsor banks (Wells Fargo, PNC, U.S. Bank, Synovus, Pathward) rather than a single processing partner
- Built-in compliant surcharging so merchants can offset card-processing costs
ERP integrations
Listed by the vendor as Dynamics 365 Finance and Operations
QuickBooks Online and QuickBooks Desktop; listed on the QuickBooks Online App Marketplace
Pricing
No published price points; the vendor collects processing volume and current software via a form and quotes rates directly. Vendor states no contracts, no cancellation fees except for Canadian merchants, and no charge for support. Get an independent shortlist with pricing guidance below.
Technical & security
- Hosting
- SaaS (multi-tenant)
- Compliance
- PCI DSS
- Mobile app
- Yes
- Languages
- English
About the vendor
- Founded
- 2004
- Headquarters
- Irvine, California, United States
- Ownership
- Private (product of Century Business Solutions)
Alternatives to EBizCharge in Payment Processing
EBizCharge — frequently asked questions
What is EBizCharge?
EBizCharge is a payment processing platform, developed and owned by Century Business Solutions, that embeds credit card, ACH and eCheck payment acceptance directly inside ERP, accounting, eCommerce and CRM systems rather than running as a separate gateway.
Which ERPs does EBizCharge integrate with?
EBizCharge lists native integrations for NetSuite, SAP Business One and SAP ECC, Acumatica, Sage 100 and Intacct, Microsoft Dynamics (GP, NAV, AX, SL, Business Central, Finance and Operations), Oracle Fusion and EBS Financials, Epicor, Infor CloudSuite, Odoo, and QuickBooks Online and Desktop, among others.
How is EBizCharge priced?
EBizCharge does not publish price points. The vendor quotes rates based on a merchant's processing volume, accepted payment methods and connected software, collected through an online pricing request form.
Does EBizCharge support surcharging?
Yes. EBizCharge offers a compliant credit card surcharging feature that lets merchants pass processing fees to customers, with the vendor stating merchants keep up to 3 percent of a card sale that would otherwise go to processing costs.
Is EBizCharge PCI compliant?
EBizCharge states it is a PCI-certified integrator and reseller per the PCI Security Standards Council, and secures data with TLS 1.2 encryption, a 2048-bit RSA key and tokenization of stored payment information.
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