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Tesorio

by Tesorio · Treasury & Cash Management

Cash flow performance platform automating collections and cash forecasting.

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Works with
NetSuite, Sage Intacct, Workday, Microsoft Dynamics, SAP, Oracle
Deployment
Cloud
Company size
Mid-market, Enterprise
Pricing
Quote-based
Founded
2015
Headquarters
Burlingame, United States

Overview

Tesorio is a cash flow performance platform that automates accounts receivable, collections and cash flow forecasting for finance teams. Increasingly positioned around AI/agentic financial operations, it focuses on accelerating cash conversion and improving forecast accuracy for mid-market and enterprise companies, with particular strength in NetSuite-based SaaS finance organisations.

The platform applies machine learning to predict customer payment timing, automates collections workflows and dunning, performs cash application (matching incoming payments to open invoices), and provides cash flow forecasting and analytics. "AI agents" work AR continuously — sending follow-ups, extracting payment promises, matching cash and flagging escalations. It connects to ERP and CRM systems, with native NetSuite, Sage Intacct, Workday and Zuora integrations plus a generic connector (Tesorio Connect) for any ERP.

Tesorio is used by AR teams to cut days sales outstanding (DSO) and increase collections productivity, and is backed by venture investors with a customer base concentrated among technology and SaaS companies.

Screenshots & demo

Demo video from the vendor's YouTube channel.

Features & capabilities

Accounts Receivable Automation

AI-driven, continuous AR operations.

  • AI agents working AR 24/7
  • Automated, personalised follow-up emails
  • Payment promise extraction
  • Dunning pipeline management
  • Escalation flagging
  • AR task prioritisation

Collections Management

Structured workflows to accelerate collections.

  • Collections workflow automation
  • Customer segmentation and prioritisation
  • Reminder cadences
  • Collector task assignment
  • Promise-to-pay tracking
  • Dispute/exception handling

Cash Application

Matching incoming payments to open invoices.

  • Automated payment matching
  • 95%+ auto-match rate
  • Remittance processing
  • Exception resolution
  • Faster cash posting

Cash Flow Forecasting

ML-based prediction of payment timing and cash.

  • AI payment-timing prediction
  • Cash flow forecasting
  • Forecast vs actual analysis
  • Customer-level payment behaviour modelling
  • Scenario views

Analytics & Reporting

Visibility into AR and cash performance.

  • DSO tracking and trends
  • Collections effectiveness metrics
  • AR aging analytics
  • Cash flow dashboards
  • Team productivity reporting

Integrations (Tesorio Connect)

Connectivity to ERP and CRM systems.

  • Native NetSuite integration
  • Sage Intacct, Workday and Zuora integrations
  • Microsoft Dynamics, SAP, Oracle, Acumatica support
  • CRM connectivity
  • Generic any-ERP connector
  • Fast (days-scale) go-live

Common use cases

  • Cutting DSO by automating AR follow-ups and collections for a NetSuite-based SaaS company
  • Replacing manual collections spreadsheets and email chasing with AI-driven workflows
  • Auto-matching incoming payments to open invoices to speed cash application
  • Forecasting cash flow based on predicted customer payment timing
  • Scaling AR operations without proportionally growing the collections team
  • Standardising collections across multiple billing systems and entities
  • Connecting an ERP (NetSuite, Sage Intacct, Workday, SAP, Oracle) to a dedicated AR/cash platform

Strengths & considerations

Strengths

  • AI/agentic approach to AR — autonomous follow-ups, payment-promise extraction and cash matching
  • High automated cash-application match rate (marketed 95%+)
  • Fast go-live (customers cite live in days) with native NetSuite and other SaaS-stack integrations
  • Strong adoption among technology/SaaS finance teams

Considerations

  • Focused on the receivables/collections and cash-forecasting side of treasury, not payments, FX, debt or risk management
  • Customer base and design lean toward SaaS/technology companies and NetSuite stacks

ERP integrations

Prebuilt connectorBi-directional

Native, deepest integration

Prebuilt connectorBi-directional
Prebuilt connectorBi-directional

Workday Financial Management

Prebuilt connectorBi-directional
REST APIBi-directional

Via Tesorio Connect

REST APIBi-directional

Via Tesorio Connect; Acumatica and others also supported

Pricing

Model
Quote-based
Free trial
No

Quote-based; cost typically driven by AR volume, number of users/collectors and modules adopted. Get an independent shortlist with pricing guidance below.

Technical & security

Hosting
SaaS (multi-tenant)
Data residency
US
Languages
English

About the vendor

Founded
2015
Headquarters
Burlingame, United States
Employees
~60
Ownership
Private (VC-backed)
Notable customers
Slack, Box, Twilio, Veeva Systems, Domo, GitLab

Alternatives to Tesorio in Treasury & Cash Management

Tesorio — frequently asked questions

Is Tesorio a treasury management system?

Tesorio is a cash flow performance platform focused on accounts receivable, collections and cash forecasting. It is not a full TMS — it does not handle payments, FX, debt or derivatives — but it is widely used by treasury/finance teams to accelerate cash conversion.

Which ERP does Tesorio work best with?

Its native, deepest integration is with NetSuite, and it has strong adoption among NetSuite-based SaaS companies, though it also supports Sage Intacct, Workday, Dynamics, SAP, Oracle and others via Tesorio Connect.

How does Tesorio use AI?

It uses ML to predict customer payment timing and runs AI agents that draft personalised follow-ups, extract payment promises, auto-match incoming cash (95%+ match rate) and flag escalations.

Who uses Tesorio?

Its customer base skews toward technology and SaaS firms; named customers include Slack, Box, Twilio, Veeva Systems, Domo and GitLab.

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