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Emburse

by Emburse · Expense Management

Expense management and corporate cards spanning SMB to enterprise.

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Works with
NetSuite, Sage Intacct, Oracle, Microsoft Dynamics 365, SAP
Deployment
Cloud
Company size
SMB, Mid-market, Enterprise
Pricing
Quote-based
Founded
2020
Headquarters
Los Angeles, California, USA

Overview

Emburse is an expense, travel and accounts payable management company formed in 2020 when private equity firm K1 Investment Management combined several established T&E and spend brands, including Certify, Chrome River, Abacus, Nexonia, Captio and Tallie, plus the Emburse commercial card business. The portfolio spans products positioned from SMB to large enterprise.

The Emburse product line covers receipt and expense capture, policy enforcement, approval workflows, reimbursement, corporate and virtual cards, invoice/AP automation and analytics. Different products (e.g., Emburse Professional, formerly Certify; Emburse Enterprise, formerly Chrome River; Emburse Spend) target different segments, while sharing a focus on automating expense reporting and giving finance teams visibility and control.

Emburse integrates with major ERP and accounting systems including NetSuite, Sage Intacct, Oracle, Microsoft Dynamics 365 and SAP. The company emphasizes compliance certifications across its products and serves customers across many industries and geographies.

Screenshots & demo

Demo video from the vendor's YouTube channel. Screenshots sourced from Emburse.

Features & capabilities

Expense Capture

Collecting receipts and expense data.

  • Mobile receipt capture with OCR
  • Email-forward and e-receipt capture
  • Automatic categorization
  • Corporate card feed import
  • Mileage and per diem capture

Policy & Compliance

Enforcing rules and auditing spend.

  • Configurable expense policies
  • Out-of-policy and duplicate flagging
  • AI-assisted audit (Emburse Assurance)
  • Audit trails and receipt verification

Approvals & Reimbursement

Routing and paying expenses.

  • Multi-level approval workflows
  • Reimbursement processing
  • Multi-currency support
  • Delegate approvals

Corporate & Virtual Cards

Issuing and controlling payment cards.

  • Physical and virtual commercial cards
  • Cards accessible via text and digital wallet
  • Spend controls and limits
  • Real-time spend visibility

Invoice / AP

Automating supplier invoice processing.

  • Invoice capture and digitization
  • Approval routing
  • Vendor and payment management

Analytics & Integrations

Reporting and connecting to ERP/HR.

  • Spend dashboards and reporting
  • ERP connectors (NetSuite, Intacct, Oracle, Dynamics, SAP)
  • HRIS and SSO integrations
  • API access

Common use cases

  • Mid-market and enterprise organizations automating expense reporting
  • Standardizing T&E across multiple entities and currencies
  • Issuing virtual and physical commercial cards with controls
  • Enforcing expense policy and audit at scale
  • Posting approved expenses into NetSuite, Oracle, Dynamics or SAP
  • Consolidating expense, invoice and card management with one vendor
  • Using AI-assisted audit to review expense reports

Strengths & considerations

Strengths

  • Multi-product portfolio covering SMB through enterprise segments
  • Combination of expense automation and commercial card issuing
  • Broad ERP integration footprint across major systems
  • Backed by K1 Investment Management with consolidated brands

Considerations

  • Product portfolio spans several legacy brands which can complicate selection
  • Pricing is quote-based and varies by product line

ERP integrations

Prebuilt connectorproduct → ERP
Prebuilt connectorproduct → ERP
Prebuilt connectorproduct → ERP
Prebuilt connectorproduct → ERP
Prebuilt connectorproduct → ERP

Pricing

Model
Quote-based
Free trial
No

Pricing varies by product (Professional, Enterprise, Spend) and is typically driven by user volume, modules and card programs; generally quote-based. Get an independent shortlist with pricing guidance below.

Technical & security

Hosting
SaaS (multi-tenant)
Compliance
SOC 1, SOC 2, ISO 27001, PCI DSS
Mobile app
Yes
Languages
English, and others

About the vendor

Founded
2020
Headquarters
Los Angeles, California, USA
Ownership
Private equity

Alternatives to Emburse in Expense Management

Emburse — frequently asked questions

Is Emburse a single product?

No. Emburse is a portfolio formed from several brands (e.g., Certify, Chrome River, Abacus, Nexonia), now offered as products such as Emburse Professional and Emburse Enterprise.

Who owns Emburse?

Emburse was formed and is backed by private equity firm K1 Investment Management.

Does Emburse offer corporate cards?

Yes. The Emburse commercial card business provides physical and virtual cards accessible via text and digital wallet.

Which ERPs does Emburse integrate with?

Emburse integrates with NetSuite, Sage Intacct, Oracle, Microsoft Dynamics 365 and SAP, among others.

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