Payhawk
by Payhawk · Expense Management
Corporate cards, expense and AP management for multinational teams.
- Works with
- NetSuite, Microsoft Dynamics 365, SAP, Sage
- Deployment
- Cloud
- Company size
- Mid-market, Enterprise
- Pricing
- Quote-based
- Founded
- 2018
- Headquarters
- London, United Kingdom
Overview
Payhawk is a spend management platform that combines corporate Visa cards with expense management, accounts payable, budgets, procurement and reimbursements. Founded in 2018 and headquartered in London (with significant operations rooted in Sofia, Bulgaria), Payhawk targets mid-market and enterprise companies, particularly those operating across multiple entities and countries.
The platform issues physical, virtual and team cards with real-time spend controls, and uses OCR to extract and reconcile data from invoices and receipts in more than 60 languages. Finance teams define spend policies and approval flows with per-individual or per-team limits, and budget owners receive real-time approval notifications. Payhawk unifies cards, AP, reimbursements, travel, subscriptions and procurement with automation.
Payhawk emphasizes multi-entity management and broad-language document processing, making it well suited to multinational finance operations. It integrates with ERP systems including NetSuite, Microsoft Dynamics 365, SAP and Sage.
Screenshots & demo
Demo video from the vendor's YouTube channel. Screenshots sourced from Payhawk.
Features & capabilities
Corporate Cards
Issuing cards with real-time controls.
- Physical, virtual and team cards (Visa)
- Real-time spend controls and limits
- Shared team budgets
- Global card acceptance
- Instant card management
Expense Management
Capturing and coding expenses.
- OCR extraction from receipts in 60+ languages
- Automatic field population on expense reports
- Categorization and coding
- Mileage and per diem support
Accounts Payable
Processing and paying supplier invoices.
- Invoice capture and OCR in many languages
- Approval routing
- Domestic and international vendor payments
- Bookkeeping digitization
Controls & Multi-entity
Governing spend across teams and entities.
- Configurable spend policies and approval flows
- Per-individual and per-team thresholds
- Real-time approval notifications to budget owners
- Multi-entity management
Procurement, Travel & Reimbursements
Extending spend coverage.
- Procurement automation
- Out-of-pocket reimbursements
- Travel spend
- Subscription management
Integrations
Connecting to ERP/accounting systems.
- ERP connectors (NetSuite, Microsoft Dynamics, SAP, Sage)
- Automated sync of coded spend
- SSO and identity integration
- API access
Common use cases
- Multinational mid-market and enterprise teams managing spend across entities
- Processing invoices and receipts in many languages
- Issuing controlled corporate, virtual and team cards
- Unifying cards, AP, procurement and reimbursements
- Enforcing spend policies with per-team and per-individual limits
- Posting coded spend into NetSuite, Dynamics or SAP
- Real-time approvals routed to budget owners
Strengths & considerations
Strengths
- Multi-entity management aimed at multinational operations
- OCR processing of documents in 60+ languages
- Unified cards, AP, procurement, travel and reimbursements
- European roots with enterprise-grade controls
Considerations
- Oriented to mid-market/enterprise rather than the smallest businesses
- Pricing is largely quote-based
ERP integrations
Pricing
Custom pricing driven by entities, users and modules; combines subscription and card economics. Get an independent shortlist with pricing guidance below.
Technical & security
- Hosting
- SaaS (multi-tenant)
- Compliance
- ISO 27001, PCI DSS
- Mobile app
- Yes
- Languages
- English, German, French, Spanish, Bulgarian, and others
About the vendor
- Founded
- 2018
- Headquarters
- London, United Kingdom
- Ownership
- Private
Alternatives to Payhawk in Expense Management
Payhawk — frequently asked questions
What is Payhawk's main differentiator?
Multi-entity management and document OCR in 60+ languages, making it suited to multinational finance teams operating across countries.
What does Payhawk combine?
Corporate Visa cards, expense management, accounts payable, budgets, reimbursements, travel, subscriptions and procurement in one platform.
Who is Payhawk aimed at?
Primarily mid-market and enterprise companies, especially those with multiple legal entities and international operations.
Which ERPs does Payhawk integrate with?
Payhawk integrates with NetSuite, Microsoft Dynamics 365, SAP and Sage, among others.
Evaluating Expense Management?
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