Chargezoom vs EBizCharge
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Free pay-per-transaction plan, plus flat-fee Plus/Enterprise subscription tiers | Quote-based |
| Deployment | Cloud | Cloud |
| Company size | — | SMB, Mid-market, Enterprise |
| Stated ERP integrations | QuickBooks, NetSuite, Xero, Sage Intacct, Acumatica, Microsoft Dynamics 365 | QuickBooks, NetSuite, SAP, Microsoft Dynamics 365, Sage Intacct, Acumatica, Oracle Fusion Cloud |
| Vendor | Chargezoom, Inc. | Century Business Solutions |
Our take
Where Chargezoom leads
- Stronger evidenced coverage on 6 of the 17 capabilities where they differ (led by automatic account / card updater and pci dss level 1 certified infrastructure).
- Stated Xero integration the alternative doesn't list.
Where EBizCharge leads
- Stronger evidenced coverage on 11 of the 17 capabilities where they differ (led by virtual terminal and custom report builder).
- Stated SAP, Oracle Fusion Cloud integration the alternative doesn't list.
Where they differ
The 17 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Virtual terminalPayment Acceptance & Channels | Not evidenced | Core strength Virtual Terminal for card-not-present transactions |
| Custom report builderReporting & Reconciliation | Not evidenced | Core strength Custom reports built from 50+ search criteria |
| Native ERP module / embedded processingERP & Accounting Integration | Not evidenced | Core strength Module-based installs the vendor describes as needing no third-party middleware |
| Ecommerce storefront pluginsPayment Acceptance & Channels | Not evidenced | Supported eCommerce shopping-cart payment integration |
| Configurable rules-based fraud engineFraud, Risk & Authentication | Not evidenced | Supported Fraud prevention and risk screening modules |
| Automatic account / card updaterFraud, Risk & Authentication | Supported Automatic retry and card-update handling for failed/expired cards | Not evidenced |
| PCI DSS Level 1 certified infrastructureTokenization & Security | Core strength PCI-DSS Level 1 compliant card vault | Partial PCI-certified integrator/reseller status, not stated as Level 1 service-provider cert |
| Data export & BI connectivityReporting & Reconciliation | Not evidenced | Supported CSV data export |
| REST API & SDKsDeveloper Platform & Checkout Tools | Supported REST API access for custom integrations (Free plan and up) | Not evidenced |
| Hosted / embeddable checkout componentsDeveloper Platform & Checkout Tools | Not evidenced | Supported Hosted checkout pages |
| Listed on an official ERP marketplaceERP & Accounting Integration | Not evidenced | Supported Listed on the QuickBooks Online App Store (quickbooks.intuit.com/app/apps/appdetails/ebizcharge) |
| Credit & debit card processingPayment Acceptance & Channels | Supported Credit card acceptance | Core strength Core acquiring business, online/in-person/phone/mobile |
| ACH / bank transfer processingPayment Acceptance & Channels | Supported ACH and e-check acceptance | Core strength ACH and eCheck processing |
| Automated dunning & retryBilling & Receivables | Core strength AVA AR Agent: 24/7 autonomous invoice follow-up and collections | Supported Automated payment reminders; Auto Pay automatic statement charging |
| Compliant credit-card surchargingBilling & Receivables | Supported Compliant surcharging | Core strength Compliant surcharging, merchants keep up to 3% of card sales |
| White-label embedded-payments SDKEmbedded Finance & Platform Payments | Partial REST API access for custom integrations, not a white-label embedded SDK | Not evidenced |
| Tokenized card vaultTokenization & Security | Core strength PCI-DSS Level 1 compliant card vault, tokenized storage | Supported Tokenization of stored payment data, off-site storage |
Both grade identically on the other 33 capabilities — see each product's full profile: Chargezoom, EBizCharge.
Chargezoom vs EBizCharge — FAQs
Is Chargezoom or EBizCharge better for ERP integration?
Both state integrations with QuickBooks, NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365. Chargezoom additionally lists Xero. EBizCharge additionally lists SAP, Oracle Fusion Cloud. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Chargezoom or EBizCharge?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Chargezoom and EBizCharge should each cost you — and whether a third option belongs on your shortlist.