Esker vs Gaviti
AR & collections head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Quote-based | Tiered subscription (Standard, Pro, Expert), billed annually |
| Deployment | Cloud | Cloud |
| Company size | Mid-market, Enterprise | — |
| Stated ERP integrations | SAP, Oracle Fusion Cloud, NetSuite, Microsoft Dynamics 365 | NetSuite, SAP, Microsoft Dynamics 365, Sage Intacct |
| Vendor | Esker | Gaviti |
Our take
Where Esker leads
- Stronger evidenced coverage on 11 of the 24 capabilities where they differ (led by payment behavior prediction and crm integration).
- Stated Oracle Fusion Cloud integration the alternative doesn't list.
Where Gaviti leads
- Stronger evidenced coverage on 13 of the 24 capabilities where they differ (led by partial and bulk payment handling and digital credit application workflow).
- Stated Sage Intacct integration the alternative doesn't list.
Where they differ
The 24 capabilities (of 52 in the AR & collections taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Payment behavior predictionAI & Automation Platform | Core strength Payment prediction analysis at the invoice level | Not evidenced |
| CRM integrationPlatform & ERP Connectivity | Core strength Salesforce API integration for real-time sales-team updates on account status | Not evidenced |
| AI-driven collector prioritizationCollections Management | Core strength AI-driven risk-based prioritization of collector workload | Partial Collector task prioritization and worklists; not explicitly described as AI-driven |
| Straight-through cash postingCash Application | Supported Automated reconciliation and posting of matched payments into the ERP | Not evidenced |
| Partial and bulk payment handlingCash Application | Not evidenced | Supported |
| Digital credit application workflowCredit Management | Not evidenced | Supported Credit application workflows |
| Credit limit monitoring & alertsCredit Management | Not evidenced | Supported Credit limit monitoring |
| Root-cause dispute analyticsDispute & Deduction Management | Supported Root-cause reason tracking for disputes | Not evidenced |
| AutoPay / scheduled paymentsCustomer Self-Service & Payments | Not evidenced | Supported Autopay setup |
| Multiple payment method supportCustomer Self-Service & Payments | Not evidenced | Supported ACH and credit card |
| Surcharge & interchange fee managementCustomer Self-Service & Payments | Not evidenced | Supported Zero-fee ACH and credit card processing |
| Collector performance analyticsAnalytics & Forecasting | Supported Customizable reporting by entity, collector and sales rep | Not evidenced |
| Custom report builderAnalytics & Forecasting | Supported | Not evidenced |
| Generative-AI assistantAI & Automation Platform | Not evidenced | Supported AI assistant for workflow and customer insights |
| NLP email classificationAI & Automation Platform | Supported NLP-powered customer messaging | Not evidenced |
| Customer/account segmentationCollections Management | Supported Configurable collection groups and strategies by segment | Core strength Customer segmentation for tailored collection strategies |
| Multi-channel outreachCollections Management | Supported Diversified collection methods with customizable action timing | Partial Personalized reminder workflows; multi-channel breadth (SMS/calls) not documented |
| Collector task & workflow managementCollections Management | Supported Prioritized collection call lists | Core strength Collections activity tracking and audit trail |
| Automated ERP cash/GL postingCash Application | Core strength Automated reconciliation and posting of matched payments into the ERP | Supported Near-real-time sync of invoices, payments and customer data |
| Credit risk scoringCredit Management | Partial Customer payment-behavior risk scoring (Esker Synergy AI); not a dedicated credit-decisioning module | Supported Customer credit risk scoring |
| Cross-team resolution workflowDispute & Deduction Management | Core strength Task and workflow management for cross-team resolution | Supported Dispute submission and resolution workflow; resolution tracking |
| Online payment acceptanceCustomer Self-Service & Payments | Supported | Core strength Zero-fee ACH and credit card payment acceptance |
| Cash flow / receivables forecastingAnalytics & Forecasting | Supported Collections forecast projecting expected payments over 30/60 days | Core strength |
| Multiple simultaneous ERP connectionsPlatform & ERP Connectivity | Supported Marketed as a multi-ERP integration platform | Core strength Support for connecting multiple ERPs simultaneously |
Both grade identically on the other 28 capabilities — see each product's full profile: Esker, Gaviti.
Esker vs Gaviti — FAQs
Is Esker or Gaviti better for ERP integration?
Both state integrations with SAP, NetSuite, Microsoft Dynamics 365. Esker additionally lists Oracle Fusion Cloud. Gaviti additionally lists Sage Intacct. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Esker or Gaviti?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Esker and Gaviti should each cost you — and whether a third option belongs on your shortlist.