Brex vs Payhawk
expense management head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Free tier available | Quote-based |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | Mid-market, Enterprise |
| Stated ERP integrations | NetSuite, Sage Intacct, QuickBooks, Microsoft Dynamics 365, Xero | NetSuite, SAP, Microsoft Dynamics 365, Sage Intacct, QuickBooks, Xero |
| Vendor | Brex | Payhawk |
Our take
Where Brex leads
- Stronger evidenced coverage on 8 of the 17 capabilities where they differ (led by ai-driven policy review and integrated travel booking).
Where Payhawk leads
- Stronger evidenced coverage on 9 of the 17 capabilities where they differ (led by real-time spend controls and receipt ocr capture).
- Stated SAP integration the alternative doesn't list.
Where they differ
The 17 capabilities (of 47 in the expense management taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Real-time spend controlsCorporate Card Management | Not evidenced | Core strength Real-time spend controls and limits |
| AI-driven policy reviewPolicy, Compliance & Fraud Controls | Core strength AI-powered expense assistant | Not evidenced |
| Integrated travel bookingTravel Management | Core strength In-app travel booking | Not evidenced |
| Receipt OCR captureExpense & Receipt Capture | Not evidenced | Supported OCR extraction from receipts in 60+ languages |
| Receipt itemizationExpense & Receipt Capture | Supported Auto-generated itemized receipts | Not evidenced |
| Mileage tracking and reimbursementExpense & Receipt Capture | Not evidenced | Supported Mileage and per diem support |
| Per diem automationExpense & Receipt Capture | Not evidenced | Supported Mileage and per diem support |
| Per-card spend limits and merchant controlsCorporate Card Management | Not evidenced | Supported Per-individual and per-team thresholds |
| Configurable expense policy rulesPolicy, Compliance & Fraud Controls | Not evidenced | Supported Configurable spend policies and approval flows |
| Out-of-pocket expense reimbursementReimbursement & Payouts | Not evidenced | Supported Out-of-pocket reimbursements |
| Multi-currency reimbursementReimbursement & Payouts | Supported Multi-currency support | Not evidenced |
| Itinerary and trip-change managementTravel Management | Supported Itinerary changes and management | Not evidenced |
| Travel-to-expense linkageTravel Management | Supported Travel spend tied to expense workflows | Not evidenced |
| Open APIPlatform, Administration & Integrations | Not evidenced | Supported API access |
| Supplier invoice capture and OCRAccounts Payable / Invoice Management | Supported Invoice capture and approval | Core strength Invoice capture and OCR in many languages |
| Vendor payment executionAccounts Payable / Invoice Management | Core strength Domestic and international vendor payments | Supported Domestic and international vendor payments |
| Real-time budget enforcementBudgeting, Spend Visibility & Reporting | Core strength Budgets with auto-enforced spend rules | Supported Real-time approval notifications to budget owners |
Both grade identically on the other 30 capabilities — see each product's full profile: Brex, Payhawk.
Brex vs Payhawk — FAQs
Is Brex or Payhawk better for ERP integration?
Both state integrations with NetSuite, Sage Intacct, QuickBooks, Microsoft Dynamics 365, Xero. Payhawk additionally lists SAP. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Brex or Payhawk?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Brex and Payhawk should each cost you — and whether a third option belongs on your shortlist.