Fyle vs Payhawk
expense management head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Subscription | Quote-based |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market | Mid-market, Enterprise |
| Stated ERP integrations | NetSuite, Sage Intacct, QuickBooks, Xero | NetSuite, SAP, Microsoft Dynamics 365, Sage Intacct, QuickBooks, Xero |
| Vendor | Fyle (Sage) | Payhawk |
Our take
Where Fyle leads
- Stronger evidenced coverage on 6 of the 15 capabilities where they differ (led by card feed import and reconciliation and fraud and anomaly detection).
Where Payhawk leads
- Stronger evidenced coverage on 9 of the 15 capabilities where they differ (led by physical and virtual card issuance and multi-entity and international card issuance).
- Stated SAP, Microsoft Dynamics 365 integration the alternative doesn't list.
Where they differ
The 15 capabilities (of 47 in the expense management taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Physical and virtual card issuanceCorporate Card Management | Not evidenced | Core strength Physical, virtual and team cards (Visa) |
| Card feed import and reconciliationCorporate Card Management | Core strength Real-time credit card reconciliation | Not evidenced |
| Multi-entity and international card issuanceCorporate Card Management | Not evidenced | Core strength Multi-entity management |
| Fraud and anomaly detectionPolicy, Compliance & Fraud Controls | Core strength Duplicate and fraud detection | Not evidenced |
| Supplier invoice capture and OCRAccounts Payable / Invoice Management | Not evidenced | Core strength Invoice capture and OCR in many languages |
| Department / project budgetsBudgeting, Spend Visibility & Reporting | Not evidenced | Core strength Shared team budgets |
| Per-card spend limits and merchant controlsCorporate Card Management | Not evidenced | Supported Per-individual and per-team thresholds |
| Out-of-policy flaggingPolicy, Compliance & Fraud Controls | Supported Policy checks and violation flagging | Not evidenced |
| Audit trail and receipt verificationPolicy, Compliance & Fraud Controls | Supported Audit trails | Not evidenced |
| Multi-currency reimbursementReimbursement & Payouts | Supported Multi-currency support | Not evidenced |
| Vendor payment executionAccounts Payable / Invoice Management | Not evidenced | Supported Domestic and international vendor payments |
| Real-time budget enforcementBudgeting, Spend Visibility & Reporting | Not evidenced | Supported Real-time approval notifications to budget owners |
| SSO and enterprise identity integrationPlatform, Administration & Integrations | Not evidenced | Supported SSO and identity integration |
| Receipt OCR captureExpense & Receipt Capture | Core strength Receipt OCR capture | Supported OCR extraction from receipts in 60+ languages |
| Prebuilt ERP / accounting connectorsPlatform, Administration & Integrations | Supported Native QuickBooks, Xero, NetSuite and Sage Intacct integrations with two-way GL sync. | Core strength ERP connectors (NetSuite, Microsoft Dynamics, SAP, Sage) |
Both grade identically on the other 32 capabilities — see each product's full profile: Fyle, Payhawk.
Fyle vs Payhawk — FAQs
Is Fyle or Payhawk better for ERP integration?
Both state integrations with NetSuite, Sage Intacct, QuickBooks, Xero. Payhawk additionally lists SAP, Microsoft Dynamics 365. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Fyle or Payhawk?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Fyle and Payhawk should each cost you — and whether a third option belongs on your shortlist.