EBizCharge vs Stax
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Quote-based | Flat monthly subscription (0% markup on interchange) plus per-transaction fees; interchange-plus available as an alternative |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | SMB, Mid-market, Enterprise |
| Stated ERP integrations | QuickBooks, NetSuite, SAP, Microsoft Dynamics 365, Sage Intacct, Acumatica, Oracle Fusion Cloud | NetSuite, QuickBooks |
| Vendor | Century Business Solutions | Stax Payments, Inc. |
Our take
Where EBizCharge leads
- Stronger evidenced coverage on 11 of the 26 capabilities where they differ (led by customer self-service billing portal and native erp module / embedded processing).
- Stated SAP, Microsoft Dynamics 365, Sage Intacct, Acumatica, Oracle Fusion Cloud integration the alternative doesn't list.
Where Stax leads
- Stronger evidenced coverage on 15 of the 26 capabilities where they differ (led by automated revenue recognition and white-label embedded-payments sdk).
Where they differ
The 26 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Customer self-service billing portalBilling & Receivables | Core strength Customer self-service Payment Portal | Not evidenced |
| Automated revenue recognitionBilling & Receivables | Not evidenced | Core strength Milestone module for ASC 606 compliance |
| White-label embedded-payments SDKEmbedded Finance & Platform Payments | Not evidenced | Core strength Stax Connect: end-to-end API and white-label UX with hosted components and SDKs |
| REST API & SDKsDeveloper Platform & Checkout Tools | Not evidenced | Core strength RESTful, language-agnostic payments API |
| Native ERP module / embedded processingERP & Accounting Integration | Core strength Module-based installs the vendor describes as needing no third-party middleware | Not evidenced |
| Digital wallet acceptancePayment Acceptance & Channels | Not evidenced | Supported Apple Pay and Google Pay |
| Virtual terminalPayment Acceptance & Channels | Core strength Virtual Terminal for card-not-present transactions | Partial Mobile app supports keyed entry; no dedicated browser virtual terminal documented |
| Settlement & funding reportingGlobal Reach & Money Movement | Not evidenced | Supported Deposit reports for card and ACH payments, one-click reconciliation |
| Configurable rules-based fraud engineFraud, Risk & Authentication | Supported Fraud prevention and risk screening modules | Not evidenced |
| Automatic account / card updaterFraud, Risk & Authentication | Not evidenced | Supported Account updater and card-network tokenization |
| Automated tax calculation & filingBilling & Receivables | Not evidenced | Supported Tax calculation and charging at country and state level |
| PayFac-as-a-ServiceEmbedded Finance & Platform Payments | Not evidenced | Supported Stax Connect includes merchant enrollment/underwriting for platforms embedding payments |
| Tokenized card vaultTokenization & Security | Supported Tokenization of stored payment data, off-site storage | Not evidenced |
| PCI DSS Level 1 certified infrastructureTokenization & Security | Partial PCI-certified integrator/reseller status, not stated as Level 1 service-provider cert | Core strength Level 1 PCI DSS compliance |
| Network tokenizationTokenization & Security | Not evidenced | Supported Account updater and card-network tokenization |
| Unified transaction dashboardReporting & Reconciliation | Not evidenced | Supported Stax Connect portfolio reporting: MIDs, disputes, volume, approvals |
| Data export & BI connectivityReporting & Reconciliation | Supported CSV data export | Not evidenced |
| WebhooksDeveloper Platform & Checkout Tools | Not evidenced | Supported Webhooks for syncing to Slack, Zapier, Microsoft Office, Google Workspace and CRMs |
| Native mobile SDKsDeveloper Platform & Checkout Tools | Not evidenced | Supported iOS and Android SDKs |
| Sandbox / test environmentDeveloper Platform & Checkout Tools | Not evidenced | Supported Sandbox environment for testing integrations |
| Listed on an official ERP marketplaceERP & Accounting Integration | Supported Listed on the QuickBooks Online App Store (quickbooks.intuit.com/app/apps/appdetails/ebizcharge) | Not evidenced |
| Coverage across multiple major ERPsERP & Accounting Integration | Core strength NetSuite, SAP, Dynamics 365 BC/Finance, Sage Intacct, Acumatica, Oracle, QuickBooks | Partial NetSuite and QuickBooks are accounting/ERP; Salesforce and HubSpot connectors are CRM, not ERP |
| ACH / bank transfer processingPayment Acceptance & Channels | Core strength ACH and eCheck processing | Supported ACH bank transfer processing |
| Identity verification & sanctions screeningFraud, Risk & Authentication | Not evidenced | Partial Merchant enrollment/underwriting workflows under Stax Connect; no explicit KYC/KYB detail |
| Compliant credit-card surchargingBilling & Receivables | Core strength Compliant surcharging, merchants keep up to 3% of card sales | Supported Optional compliant surcharge management under Stax Connect |
| Custom report builderReporting & Reconciliation | Core strength Custom reports built from 50+ search criteria | Supported 50+ dynamic reports for cash flow and revenue-source tracking |
Both grade identically on the other 24 capabilities — see each product's full profile: EBizCharge, Stax.
EBizCharge vs Stax — FAQs
Is EBizCharge or Stax better for ERP integration?
Both state integrations with QuickBooks, NetSuite. EBizCharge additionally lists SAP, Microsoft Dynamics 365, Sage Intacct, Acumatica, Oracle Fusion Cloud. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, EBizCharge or Stax?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what EBizCharge and Stax should each cost you — and whether a third option belongs on your shortlist.