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Best Treasury & Cash Management Software for Dynamics 365

Updated July 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral — no vendor pays for placement or ranking.

Treasury and cash management software for Dynamics 365 centralises bank connectivity, cash positioning, payment execution and forecasting, reconciling actuals back to Dynamics. D365 Finance includes cash and bank management with bank reconciliation and basic forecasting; treasury platforms add multi-bank aggregation, payment control and liquidity forecasting the ERP cash module does not attempt.

Compare Dynamics 365 treasury management: 8 options

Comparison of Dynamics 365 treasury management options
ProductBest forPricingDeployment
AgicapCash flow management and forecasting platform for mid-market finance teams.SMB / Mid-marketQuote-basedCloud
GTreasuryIntegrated treasury and risk platform for cash, payments and forecasting.Mid-market / EnterpriseQuote-basedCloud
HighRadius TreasuryAI-driven cash forecasting and cash management for treasury teams.Mid-market / EnterpriseQuote-basedCloud
KyribaCloud treasury platform for cash, liquidity, payments and risk management.Mid-market / EnterpriseQuote-basedCloud
NomentiaCash management, treasury and payments platform for European enterprises.Mid-market / EnterpriseQuote-basedCloud
SerralaTreasury, payments and cash application automation across the finance cycle.Mid-market / EnterpriseQuote-basedCloud/On-premise
TesorioCash flow performance platform automating collections and cash forecasting.Mid-market / EnterpriseQuote-basedCloud
TIS (Treasury Intelligence Solutions)Cloud platform for enterprise payments, cash visibility and bank connectivity.Mid-market / EnterpriseQuote-basedCloud

Treasury requirements in Dynamics landscapes divide by company size more cleanly than in most categories. Business Central and smaller F&O customers need cash visibility and a forecast they can trust — a problem the lighter cash-management platforms solve well and inexpensively.

Larger F&O customers with many banking relationships, multiple currencies and entities Dynamics does not fully consolidate need the full treasury stack: standardised bank connectivity, payment controls, in-house banking and risk management. The vendors below span both ends, and the price difference between them is an order of magnitude — so being honest about which problem you have is worth real money here.

What does Dynamics 365 cover for cash?

Dynamics 365 Finance includes cash and bank management — bank account modelling, electronic statement import and reconciliation, cash flow forecasting from Dynamics transactions, and payment file generation for supplier and payroll runs. Business Central covers bank accounts, reconciliation and payment files with lighter forecasting. Both give you an accurate historical position from data Dynamics already holds. What neither provides is automated multi-bank aggregation, forecasting that blends Dynamics actuals with commitments and scenarios Dynamics never sees, centralised payment control with sanctions screening, or FX and debt management.

Read our review of the native Dynamics 365 capability →

All Dynamics 365 treasury management options

AgicapAgicap
Cash flow management and forecasting platform for mid-market finance teams.
NetSuiteSageMicrosoft Dynamics
GTreasuryGTreasury
Integrated treasury and risk platform for cash, payments and forecasting.
SAPOracleNetSuiteMicrosoft Dynamics
AI-driven cash forecasting and cash management for treasury teams.
SAPOracleNetSuiteMicrosoft Dynamics
KyribaKyriba
Cloud treasury platform for cash, liquidity, payments and risk management.
SAPOracleNetSuiteWorkday
NomentiaNomentia
Cash management, treasury and payments platform for European enterprises.
SAPOracleMicrosoft Dynamics
SerralaSerrala
Treasury, payments and cash application automation across the finance cycle.
SAPOracleMicrosoft DynamicsNetSuite
TesorioTesorio
Cash flow performance platform automating collections and cash forecasting.
NetSuiteSageMicrosoft DynamicsSAP
Cloud platform for enterprise payments, cash visibility and bank connectivity.
SAPOracleNetSuiteMicrosoft Dynamics

How to choose Dynamics 365 treasury management

  1. 1

    Write down your requirements before any demo

    List the specific treasury & cash management outcomes you need — volumes, workflows, countries, systems in the loop — and rank them. Vendor demos are optimised to reframe your requirements around their strengths; a written list keeps the evaluation yours.

  2. 2

    Verify Dynamics 365 integration depth, not existence

    Every vendor here “integrates with Dynamics 365” — the differences are in depth. Ask each to demo the integration against a realistic Dynamics 365 configuration: your entity structure, your fields, your transaction volumes, and what happens when a sync fails.

  3. 3

    Check certification and marketplace status

    Look for Microsoft AppSource listing / ISV certification and a current listing on Microsoft AppSource. Certification doesn't guarantee fit, but it confirms the vendor keeps pace with Dynamics 365 releases — uncertified integrations are where upgrade breakage concentrates.

  4. 4

    Reference-check companies that look like yours

    Ask for two reference customers on Dynamics 365 at your size and in your industry, and ask them what broke in the first year. Implementation quality varies more than product quality in the treasury & cash management category.

  5. 5

    Model total cost over three years

    Compare subscription plus implementation plus internal effort — not headline price. Dynamics 365 treasury management pricing models differ (per user, per volume, per entity), so normalise every quote to your actual usage before comparing.

Frequently asked questions

Do you need a treasury system or just better cash forecasting?

Most Dynamics customers need the latter, and buying the former is the expensive mistake. Full treasury capability — FX exposure books, in-house banking, netting, debt and investment portfolios — targets large corporate treasury departments. If the actual problem is that your finance director rebuilds a thirteen-week cash forecast in a spreadsheet each Monday, a cash forecasting platform solves it at a fraction of the cost and complexity.

What triggers a genuine treasury requirement?

Structural complexity rather than revenue: more than a handful of banking relationships, cash across several currencies, entities Dynamics does not consolidate, or a need for centralised payment control and sanctions screening across systems. If you bank with two institutions in one currency, Dynamics cash management plus disciplined process is better economics than any platform on this page.

How do these platforms connect to Dynamics and to banks?

Two separate integrations, and buyers consistently underestimate the second. The Dynamics side exchanges AP, AR, bank statement and GL data through Dataverse and OData or the BC API. The bank side — host-to-host, SWIFT, API or regional formats, each with its own onboarding — is the real project. Ask how many of your specific banks the vendor already runs in production, because bank onboarding sets your timeline, not the ERP connector.

Which Dynamics 365 treasury management options does this directory compare?

This comparison currently covers 8 options that work with Dynamics 365, including Agicap, GTreasury, HighRadius Treasury. Each links to a detailed profile with features, integrations, pricing and alternatives, and the directory is updated as the market changes.

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